Below is a list of Checking Accounts from FDIC insured banks with High Annual Percentage Yield. The list is always being updated with banks being added/removed. Please do read through their terms and conditions as they can change.

A list of 0% balance transfer credit cards is available here.
A list of high yield savings plans available here.
A list of high yield money market plans available here.
A list of high yield CD's available here.

Back to the Comprehensive Guide to Modern Banking.

Bank	APY	ATM Card	Minimum Balance	Bankability Composite Rating*	Notes & Special Features
	1.53%	No	$1,000		Above $250,001 earns 1.00% APY.
	1.26%	Yes	$100,000		$1,500 minimum opening balance. Less APY when balance is less than $100,000.
	1.25%	Yes	$100,000
	1.05%	No	$15,000		$0 to open. 0.5% APY for balance less than $15,000. Free balance alerts.
	0.65%	Yes	$0		Minimum to open this account online is $100. Reimburse the fees other banks charge up to $15 per statement cycle.
	0.50%	No	$0.01		Free online Schwab Bank Bill Pay.
	0.25%	Yes	$15,000		ATM reimbursement up to $20 per statement cycle. $1,000 minimum opening balance.
	0.15%	No	$50,000		$100 minimum opening balance. Account holders must maintain a minimum average monthly balance of $5,000 to avoid a $15 monthly fee.

*The Bankability Composite Rating comes from the banks' Bankability Composite Score.  The stars are awarded as:

• 1-Star if the score is under 20.
• 2-Stars if the score is between 20 and 40.
• 3 Stars if the score is between 40 and 60.
• 4 Stars if the score is between 60 and 80.
• 5-Stars if the score is 80 and above.