• 0% APR on purchases for 15 months*
• 0% APR on balance transfers for 15 months
• No Balance Transfer Fee

Slate® from Chase is ideal for people looking for a balance transfer from a higher APR credit account. You get 0% APR for 15 months with no balance transfer fees (very rare) if you conduct the balance transfer within the first 30 days. It will become a 3% with $5 minumum balance transfer fee after the first 30 days. This is arguably the best balance transfer offer in the last 3 years.

• No annual fee
• 24/7 VIP Concierge service
• 0% APR on purchases and balance transfers for 18 months

Citi® Diamond Preferred® Card is meant for users with great credit. Enjoy complimentary benefits from Citi® Private Pass® Access which gets you into exclusive shows, games, attractions, events, restaurants, nightclubs, stores and more. The card has an extended 0% APR on purchases and balance transfers for 18 months, ideal for consumers who want to stretch payment of large purchases over time.

• No annual fee
• 0% APR on Balance Transfers for 18 months
• 5% cash back in revolving categories

The Discover® More (0% 18 month Balance Transfer) card is ideal for people looking to consolidate their credit card interest rates. For 18 months, you can enjoy a 0% APR on balance transfers until 8/10/2012. In addition, you can earn 5% cash back in quarterly rotating categories.

• No annual fee
• 0% APR on purchases and balance transfers for 18 months
• No late fees or rate hikes

Citi Simplicity® Card is meant for users with great credit. There are no late fees or rate hikes if you miss a payment date or go over your credit limit, and card holders can enjoy no annual fees. The card has an extended period of 0% APR on purchases and balance transfers for 18 months, good for consumers who want to stretch payments of large purchases over time.

• No annual fee
• 0% APR on purchases for 18 months
• 0% APR on balance transfers for 18 months

The Citi® Platinum Select® Visa® Card is ideal for someone looking to defer payments for purchases or looking for a balance transfer. While the cash back or rebates aren't something you can rave about this card, the mere fact that you get a 0% rate for 18 months is superb compared to other offers in the market. Worthwhile to get the card just for that.

• No annual fee
• 0% APR on purchases for 15 months
• 5% cash back in revolving categories including gas, travel, groceries, restaurants, and more

The Discover More Card is excellent for people with good credit looking for a card with great rewards. You earn 5% cash back in revolving categories such as travel, gas, department stores, jewelry, apparel, restaurants, hotels and more. In addition to the 1% cash back on all purchases, you can enjoy a 5% to 20% cash back bonus when purchasing items through Discover's exclusive online shopping mall.

• No annual fee
• 0% APR on purchases for 15 months
• 0% APR on balance transfer for 15 months

Discover® Open Road Card is a great card for travelers looking for cash back rewards. You earn 2 points per dollar spent on any gas station or restaurant, and 1 point per dollar for all other purchases. In addition, users can get 0% APR on purchases and balance transfers for the first 15 months of cardmembership.

• No annual fee
• Earn points for every dollar spent
• Save up to 10% on AT&T purchases and services

AT&T Universal Savings & Rewards Card provides great benefits for AT&T customers with good credit. Card holders will receive 1 Thankyou® Point for every dollar spent on non-AT&T purchases, up to 50,000 points a year. You can also save up to 10% on AT&T purchases and service for first 12 months and 5% thereafter, up to $350 a year.

• No annual fee
• Earn up to 1.5% back on purchases, with no limit on the amount you can earn each year
• Rebates post automatically to your account each month

AT&T Universal Savings Platinum Card provides the best benefits AT&T has to offer for their customers with great credit. purchases of up to $250 will earn 0.5% cash back, above $250 will earn 1% cash back, and above $750 will earn a bonus savings of 1.5% back. There are no limitations on the amount of Thankyou® Points that can be earned. In addition, card members enjoy a 0% balance transfer rate for 15 months.

• No annual fee
• 0% intro APR for Balance transfers until December 2012
• 0% intro APR for purchases until November 2012

People with excellent credit who want to save money should get the Capital One® Platinum Prestige Credit Card. Card holders will have no annual fee and also be given a 0% APR on purchases and balance transfers up until December 2012, great for consumers who want to stretch out their payments.

• No annual fee
• 6,000 bonus Thankyou® Points after spending $300 in first 3 months
• 100 bonus Thankyou® Points for signing up for Account Online
• 100 bonus Thankyou® Points for enrolling in paperless statements

Citi ThankYou℠ Preferred Card (15 months 0% APR) is great for users who have good credit. For 12 months, you earn 5 Thankyou® Points for every dollar spent on purchases at gas stations, supermarkets, and drugstores, and 1 Thankyou® Point per dollar thereafter, as well as for other purchases. Earn an Anniversary Bonus on points earned from purchases every year, up to 3% after you are a card member for 2 years or more.

• No annual fee
• 0% APR on purchases for first 7 months
• 9,000 bonus ThankYou® Points for spending $650 in first 3 months
• 1,000 bonus Thankyou® Points when you sign up for Paperless Statements within the first 3 months

Citi Forward®Card is great for people with good credit. You can earn 1,000 bonus ThankYou® Points for switching to paperless statements in the first 3 months of account opening. Card users receive 5 ThankYou® Points for purchases at restaurants and entertainment, and 1 ThankYou® Point for all other purchases. In addition, receive up to 2% purchase rate reduction for staying under your credit limit and paying on time for 3 consecutive months.

• No annual fee
• 0% APR on purchases for first 6 months
• $100 cash back after spending $500 in 3 months
• At least 1% cash back for every point

Chase Freedom® offers excellent benefits for card holders with good credit. This card gives 1% cash back for every dollar spent, and 2% for purchases of airfare through the program booking tool. You also earn 5% cash back, up to $1,500, in quarterly bonus categories such as gas, groceries, dining, and home improvement. In addition, shopping online through select Chase merchant websites can earn you up to 10% bonus cash back.

• No annual fee
• 25,000 bonus ThankYou® Points after spending $2,000 in the first 3 months
• Earn 1 point for every $1 you spend on all purchases
• No expiration and no limit on the points you can earn
• Redeem points for merchandise, travel rewards, gift card, cash, and more

Citi ThankYou℠ Preferred Card is great for users who have good credit. For 12 months, you earn 5 ThankYou® Points for every dollar spent on purchases at gas stations, supermarkets, and drugstores, and 1 ThankYou® Point per dollar thereafter, as well as for other purchases. Earn an Anniversary Bonus on points earned from purchases every year, up to 3% after you are a card member for 2 years or more.

• No annual fee
• Receive cash back on all your purchases
• 0% APR on purchases until September 2012
• $100 cash back bonus after spending $500 in 3 months

People with excellent credit who want to get the most rewards for their spending should get the Cash℠ Rewards Credit Card. You get 1% cash back on all purchases, and a 50% bonus on the cash back you earn every year. In addition, enjoy a one-time bonus of $100 once you spend $500 in the first 3 months.

• 0% APR on purchases for 12 monthsr**
• 1.99% APR on balance transfers for 12 months**
• Better benefits for good credit

IberiaBank Visa® Select Card is easy to use, has no hidden costs, and those with good credit receive better benefits. **Depending on your credit rating, you can enjoy introductory balance transfer and purchase rates ranging between 0% and 7.5% for the first 12 months.

• No annual fee
• Double Miles on your first $3,000 in travel and restaurant purchases each year
• 0% APR on purchases and balance transfers for 6 months

The Miles by Discover Card is ideal for regular travelers and shoppers with good credit. You earn 1 mile for each dollar spent, and double miles for purchases through Discover's online shopping mall. Enjoy an additional 1,000 bonus miles each month (up to 12,000 the first year) after you make a purchase.

• No annual fee
• 0% APR on purchases for 15 months
• 2% cash back on first $250 in gas and restaurant expenses each month

Discover Open Road Card is great for users with decent credit. This card will provide 2% cash back for gas and restaurant expenses. Also, users can receive a 5% to 20% cash back bonus when purchasing through Discover's exclusive online shopping mall. Points are redeemable for gift cards, merchandise, Discover gift cards, charity, or cash.

• No annual fee
• $50 cash back bonus after spending $50 within first 60 days
• $25 cash back bonus after making a purchase at Target®, Costco® or Staples® stores

Bank of America® Accelerated Rewards® American Express® Card is offered to people with great credit. You earn 1.25 points for each dollar spent on purchases, redeemable for cash, travel, car rentals, merchandise, gift certificates and more. In addition, you can enjoy 0% APR on purchases and balance transfers for 12 months on transactions made made within the first 60 days.

• 1% cash back on all purchases
• Receive gifts and benefits on select services
• VIP Airport Lounge Access

The Visa® Black Card is only offered for exclusive customers with excellent credit. It is great for people who enjoy high-class service and is willing to pay the cost for outstanding rewards Users receive 1% cash back on any purchases. Special features include luxury gifts, 24-Hour Concierge Service, VIP Airport Lounge Access, and premium rebates on select services.

• No annual fee for 12 months, then $85 per year
• 50,000 bonus points after your first purchase
• Receive additional Elite Night Credit for every $3,000 spent
• 1 free night stay upon account approval ($150+ value)

The Marriott Rewards® Premier Credit Card is ideal for Marriott guests with excellent credit. Earn 5 points for every dollar spent at Marriot locations, 2 points per dollar on airline, dining, and care rentals, and 1 point for all other purchases. Members will also receive a free night stay every year and a 15 nights credit towards Elite status. Redeem your bonus points for a 7-night stay at a Category 7 or 8 hotel and you'll receive a bonus of 15,000 points.

• No annual fee for 12 months, then $45 per year
• Receive additional Elite Night Credit for every $3,000 spent
• 30,000 bonus points after your first purchase
• 2 Free Night Stays upon account approval ($300+ value)

The Marriott Rewards® Credit Card is great for Marriott guests with excellent credit. You earn 3 points for every dollar spent at Marriot locations and 1 point for all other purchases. Members will also receive 10 nights credit towards Elite status every year, giving you Silver Elite status or better. Use your points for a 7-night stay at a Category 7 or 8 hotel and you'll receive a bonus of 15,000 points.

• No annual fee for first 12 months, then $65 per year
• Earn Starpoints for rewards at participating hotels or airlines
• 10,000 bonus Starpoints after first purchase
• 15,000 additional bonus Starpoints after spending $5,000 in 6 months

Travelers who have great credit should sign up for the Starwood Preferred Guest® Credit Card from American Express. You earn up to 5 Starpoints for every dollar spent at Starwood Preferred Guest Hotels and Resorts. Points are redeemable for benefits and savings on hotel stays and transportation. Receive a bonus 25,000 Starpoints when you spend $5,000 in 6 months - enough for up to 6 free nights at a category 1 or 2 hotel.

• No annual fee for 12 months, then $95 per year
• 30,000 bonus miles after spending $500 in first 3 months
• Free checked bag service for up to nine people in your reservation ($450 value)
• Priority boarding privilage

The Gold Delta SkyMiles® Credit Card is perfect for travelers with good credit. You automatically earn 2 miles for each dollar spent on qualifying Delta and Delta Vacations purchases, and 1 mile for every dollar spent on other purchases. You'll also receive a complimentary $99 Companion Economy Class Certificate each year upon renewal. Don't forget you also get priority boarding, which mean less time standing in the long lines.

• Automatic 3000 bonus points every year
• 50,000 bonus points after first purchase
• Additional points for Southwest airline purchases and other qualifying vendors

Southwest Airlines Rapid Rewards® Plus Card benefits travelers with great credi. Card holders will earn 2 points for every dollar spent on Southwest Airlines® and Rapid Rewards® Hotel and Car Rental Partners. Earn 1 point for every dollar spent on other purchases. In addition, you can receive 1 points per dollar of balance transfer made in the first 90 days, up to 15,000 bonus points.

• Free 2 nights stay at ANY Hyatt after first purchase
• Complimentary Hyatt Gold Passport® Platinum Membership
• Earn Hyatt Gold Passport points for every dollar spent

The Hyatt Card from Chase offers benefits for customers with excellent credit. Get a free 2 nights stay at ANY Hyatt Hotel worldwide after your first purchase, on offer worth over $300. You also earn 3 Hyatt Gold Passport points for every $1 spent at Hyatt properties, and 1 Hyatt Gold Passport point per dollar for all other purchases. In addition, get a 15% point bonus on each room stay at Hyatt Hotels.

• No annual fee for first 12 months, then $95 per year
• Earn 7% yearly dividend bonus from previous year's points
• 40,000 bonus points after spending 3000 dollars in first 3 months

Chase Sapphire℠ Preferred is for people with excellent credit. You receive 2 points per dollar spent on travel and dining and 1 point per dollar spent on all other purchases. In addition, you can also earn a 7% dividend bonus on your points accumulated in the previous year. The current promotion is for 40,000 bonus points after spending 3000 dollars in the first 3 months, good for $500 worth of airfare or hotel accommodations.

• No annual fee
• Earn 25,0000 bonus ThankYou Points after spending $5,000 in first 6 months
• Additional 25,000 bonus points after you spend $5,000 in the next 6 months

The Citi ThankYou℠ Preferred Card is a card for spenders. If you are someone who can spend $5,000 in every 6 months for the first year, then you reap the nice 50,000 bonus points, equivalent to $500 in gift cards. One subtle difference between this card and other card with such high bonus is that this does not come with any annual membership fees.

• No annual fee for 12 months, then $125 per year
• Receive discounts when booked through travel benefits provider Spirit Incentives
• 30,000 bonus ThankYou℠ Points after spending $2,000 in first 3 months

Citi ThankYou℠ Premier Card is meant for users who have good credit. You earn 1.2 ThankYou℠ Points per dollar spent at supermarkets, gas stations, drugstores, commuter transportation and parking merchants. Card holders will get an annual domestic companion ticket along with a 15% discount when booking airfare through Spirit Incentives. You can also save 25% on points redeemed for airfare through the ThankYou Travel Center. The current promotion is for 30,000 after spending $2,000 in the first 3 months.

• No annual fee for first 12 months, then $49 per year
• 30,000 bonus points after first purchase - good for 2 nights at hotel
• 1 complimentary hotel stay during each membership anniversary (good for 4,400+ hotels worldwide)

The Priority Club® Select Visa® Card is ideal for travelers and hotel-goers looking for excellent rewards. Earn 5 points per dollar at participating hotels, including Holiday Inn, Crowne Plaza®, and StayBridge Suites. Earn 2 points per $1 on gas, groceries and dining, and 1 point for all other purchases. In addition, you can earn 10% of the points back that you used for redemption, up to 100,000 points.

• No annual fee
• $250 cash back after spending $500 in first 3 months
• Earn points for every dollar spent

Chase Freedom® ($200 cash back) offers excellent benefits for card holders with great credit. This card gives 1% cash back for every point, 2% cash back for purchases of airfare online. You also earn 5% cash back on up to $1,500 of purchases in categories such as gas, groceries, dining, and home improvement, changed quarterly. The $200 cash back after $500 spent is very rare.

• No annual fee
• 25,000 bonus ThankYou® Points after spending $2,000 in the first 3 months
• Earn 1 point for every $1 you spend on all purchases
• No expiration and no limit on the points you can earn
• Redeem points for merchandise, travel rewards, gift card, cash, and more

Citi ThankYou℠ Preferred Card is great for users who have good credit. For 12 months, you earn 5 ThankYou® Points for every dollar spent on purchases at gas stations, supermarkets, and drugstores, and 1 ThankYou® Point per dollar thereafter, as well as for other purchases. Earn an Anniversary Bonus on points earned from purchases every year, up to 3% after you are a card member for 2 years or more.

• No annual fee
• Earn points redeemable for bonuses and benefits
• 40,000 Hilton HHonors Bonus Points after spending $1,000 in first 4 months

Citi® Hilton HHonors™ Visa Signature® Card is great for Hilton guests who have great credit. Users will earn 6 HHonors bonus points for every eligible dollar spent at Hilton Family hotels. Card Users will also earn 3 HHonors bonus points for every purchase at supermarkets, drugstores, and gas stations, along with two points for any other purchase.

• No annual fee
• 6 HHonors Points for every dollar spent at Hilton hotels, grocery stores, drugstores, wireless and home phone, internet, cable, and satellite TV service providers
• 40,000 Hilton HHonors® bonus points after first purchase

The Hilton HHonors® Card from American Express is great for regular Hilton customers who have good credit. You'll earn 6 HHonors bonus points for every dollar spent on Hilton hotels, grocery stores, drugstores, gas stations, wireless, home phone, internet, cable, and satellite TV service providers. You'll earn 3 HHonors points for all other purchases. You get 40,000 Bonus points after spending $750, enough for up to 4 free nights.

• No annual fee for 12 months, then $50 per year
• Earn miles for every dollar spent
• 30,000 AAdvantage® Miles Bonus after spending $750 in first 4 months

Citi® / AAdvantage® American Express® Card is great for users with any credit. You will earn 1 mile for every dollar spent on purchases, with no expiration date on miles. A total of 25,000 American Airlines AAdvantage® miles may be redeemed for round trip Coach Class Continental US / Canada MileSAAver℠ awards (over $300 value).

• No annual fee for 12 months, then $50 per year
• Earn miles for every dollar spent
• 30,000 bonus AAdvantage® miles after spending $750 in first 4 months
• One time $50 statement credit for 1st eligible American Airlines purchase within first 12 months

Citi® Gold / AAdvantage® Visa Signature® card is great for people with any credit. You can earn 1 AAdvantage® mile for every dollar spent on purchases and also enjoy no annual fee for 12 months. Card members get 30,000 American Airlines AAdvantage® bonus miles after spending $750 in the first 4 months of cardmembership. You also get $100 in statement credit if you buy an American Airlines ticket within the first 12 months.

• No annual fee for 12 months, then $85 per year
• Earn miles for every dollar spent
• 30,000 American Airlines AAdvantage® miles for spending $750 in first 4 months (over $400 value)

Citi® Platinum Select® / AAdvantage® Visa Signature® card is offered for people with great credit. You can earn 1 mile for every dollar spent on purchases and enjoy no annual fee for 12 months. Card members will earn 30,000 American Airlines AAdvantage® bonus miles after you make $750 in purchases within the first 4 months of cardmembership, more than enough for a roundtrip domestic flight.

• Receive discounts when booked through travel benefits provider Spirit Incentives
• 50,000 bonus ThankYou® Points after spending $2,000 in first 3 months, worth $500 in giftcards

Citi ThankYou℠ Premier Card (50,000 bonus points) is meant for users who have good credit. You earn 1.2 ThankYou® Points per dollar spent at supermarkets, gas stations, drugstores, commuter transportation and parking merchants. Card holders will get an annual domestic companion ticket along with a 15% discount when booking airfare through Spirit Incentives. This is a solid offer for someone who can meet the spending requirement for the 50,000 bonus points.

• No annual fee
• 20,000 bonus Thankyou® Points after spending $700 in first 3 months
• 100 bonus Thankyou® Points for signing up for Account Online
• 100 bonus Thankyou® Points for enrolling in paperless statements

Citi ThankYou℠ Preferred Card (20,000 bonus points) is great for users who have good credit. You earn 1 Thankyou® Point for every dollar spent on purchases, redeemable for gift cards, travel rewards, cash, electronics and more. In addition, Earn an Anniversary Bonus on points earned from purchases every year, up to 3% after you are a card member for 2 years or more.

• No annual fee
• Double Miles on your first $3,000 in travel and restaurant purchases each year
• 0% APR on purchases and balance transfers for 6 months

The Miles by Discover Card is ideal for regular travelers and shoppers with good credit. You earn 1 mile for each dollar spent, and double miles for purchases through Discover's online shopping mall. Enjoy an additional 1,000 bonus miles each month (up to 12,000 the first year) after you make a purchase.

• No annual fee
• $75 cash back after spending $150 on back-to-school purchases in first 3 months
• Up to 2% purchase rate reduction for staying under credit limit and paying on time for 3 consecutive months.

Citi Forward® for College Students ($75 cash back bonus) is great for college students with limited credit. You earn 2 Thankyou® Points for every $1 you spend on restaurants, movies, book, or music and 1 Thankyou® Point on all other purchases. Get 100 bonus Thankyou® Points each billing period when you pay on time and stay under your credit limit, up to 1,200 points a year.

• No annual fee
• 0% APR on purchases for first 7 months
• 1,000 bonus ThankYou® Points for paperless statements in the first 3 months

Citi Forward® for College Students is great for college students with any credit. You can earn 5 ThankYou® Points for every dollar spent on restaurants, books, music, and movies, and 1 ThankYou® Point on all other purchases. Receive up to 2% purchase rate reduction for staying under your credit limit and paying on time for 3 consecutive months. Get 100 bonus ThankYou® Points each billing period when you pay on time and stay under your credit limit. One useful feature for student: free auto rental insurance.

• No annual fee
• $50 cash back bonus after spending $150 in the first 3 months
• No co-signer needed for credit card

Citi® Dividend Platinum Select® Card for College Students ($50 cash back bonus) is ideal for students who have decent credit. You can earn 5% cash back at supermarkets, drugstores, gas stations and utilities for the first 6 months, and 1% thereafter, up to $300 per year. In addition, get at least 2% cash back in rotating categories like department stores, jewelry, apparel, restaurants, and hotels, along with 1% cash back on all other purchases.

• No annual fee
• Earn cash back for all purchases
• No co-signer needed for credit card
• 5% cash back at supermarkets, drugstores, gas stations, amd utilities for 6 months

Citi® Dividend Platinum Select® Card for College Students is ideal for students who have great credit. You can earn Earn 5% cash back at supermarkets, drugstores, gas stations and utilities for the first 6 months, and 1% thereafter. In addition, get at least 2% cash back in rotating categories like department stores, jewelry, apparel, restaurants, and hotels, along with 1% cash back on all other purchases.

• No annual fee
• 0% APR on purchases for 9 months
• 5% cash back in rotating categories

Discover Student More Card is offered for students with any credit. You can receive 5% cash back in categories such as travel, department stores, gas, groceries, and restaurants. Card holders will also gain 5% to 20% cash back for shopping at Discover's exclusive online shopping mall, and 1% cash back for all other purchases.

• No annual fee
• Earn cash back for all purchases
• No co-signer needed for credit card
• 5% cash back at supermarkets, drugstores, gas stations, amd utilities for 6 months

Citi® Dividend Platinum Select® MasterCard® for College Students is ideal for students who have great credit. You can earn 5% cash back at supermarkets, drugstores, gas stations and utilities for the first 6 months, and 1% thereafter. In addition, get at least 2% cash back in rotating categories like department stores, jewelry, apparel, restaurants, and hotels, along with 1% cash back on all other purchases.

• No annual fee
• 0% APR on purchases for 9 months
• 2% cash back on first $250 in gas and restaurant expenses each month

Discover Student Open Road card is great for students who like to travel and who have good credit. You will receive 2% cash back at any gas station and restaurant, along with 1% cash back on all other purchases. Card holders will also enjoy a 5% to 20% cash back for shopping at Discover's exclusive online shopping mall.

• No annual fee
• 0% APR on purchases for 9 months
• 5% cash back in revolving categories including gas, travel, groceries, restaurants, and more

Discover® Student Card - Tropical Beach is great for students with any credit. You can receive 5% cash back in categories such as travel, department stores, gas, groceries, and restaurants. Card holders will also gain 5% to 20% cash back for shopping at Discover's exclusive online shopping mall, and 1% cash back for all other purchases.

• No annual fee
• 0% APR on purchases for 9 months
• 5% cash back in revolving categories including gas, travel, groceries, restaurants, and more

Discover® Student Card - Clear is great for students with any credit. You can receive 5% cash back in categories such as travel, department stores, gas, groceries, and restaurants. Card holders will also gain 5% to 20% cash back for shopping at Discover's exclusive online shopping mall, and 1% cash back for all other purchases.

• No annual fee
• 0% APR on purchases for 9 months
• 5% cash back in revolving categories including gas, travel, groceries, restaurants, and more

Discover® Student Card - Monogram Collection is great for students with any credit. You can receive 5% cash back in categories such as travel, department stores, gas, groceries, and restaurants. Card holders will also gain 5% to 20% cash back for shopping at Discover's exclusive online shopping mall, and 1% cash back for all other purchases.

• No annual fee
• 0% APR on purchases for 6 months
• $25 cash back bonus after first purchase
• 5% cash back on rotating categories

Discover® Student Card ($25 Cash back bonus) is great for students with any credit. You can receive 5% cash back in categories such as travel, department stores, gas, groceries, and restaurants. Card holders will also gain 5% to 20% cash back for shopping at Discover's exclusive online shopping mall, and 1% cash back for all other purchases.

• No annual fee
• 1,000 bonus points for first purchase
• Auto rental insurance

The College Rewards MasterCard Credit Card from Key Banks is a great card for college students looking to earn rewards and build credit. Earn 1 point per dollar spent on purchases, redeemable for cash, gift certificates, merchandise, and travel rewards. In addition, get 1,000 bonus points right after your first purchase.

• No annual fee
• Cash back on all purchases
• 25% bonus on your cash back each month

Students who want to build credit and get rewarded along the way should get the Journey℠ Student Rewards Credit Card. You get 1% cash back on all purchases and a monthly 25% bonus on your cash back for paying your bills on time. In addition, enjoy up to 15% cash back when you purchase from merchants through the Perk Central℠ retail network.

• No annual fee
• 1% cash back on all purchases
• Auto rental insurance

The Wells Fargo Cash Back℠ College Card is ideal for students working on building up their credit. This card comes with all standard benefits plus car rental insurance and a 1% rebate, both usually reserved for non-student cards. There is no annual fee associated with this card.

• No annual fee
• 0% APR on purchases for 7 months
• No co-signer needed for credit card

Citi® Platinum Select® MasterCard® for College Students is offered to college students as a credit history building card. Every month you'll automatically earn 10% of your total purchases as dollars in Extra Cash, useable for discounts on travel, entertainment, and merchandise. This card has no annual fee, and there is no co-signer required for application.

• No annual fee
• 0% APR on purchases for 7 months
• No co-signer needed for credit card

Citi® Platinum Select® Visa® Card for College Students is offered to college students as a credit history building card. Every month you'll automatically earn 10% of your total purchases as dollars in Extra Cash, useable for discounts on travel, entertainment, and merchandise. This card has no annual fee, and there is no co-signer required for application.

• No annual fee
• 6,000 bonus Thankyou® Points after spending $300 in first 3 months
• 100 bonus Thankyou® Points for signing up for Account Online
• 100 bonus Thankyou® Points for enrolling in paperless statements

Citi ThankYou℠ Preferred Card (15 months 0% APR) is great for users who have good credit. For 12 months, you earn 5 Thankyou® Points for every dollar spent on purchases at gas stations, supermarkets, and drugstores, and 1 Thankyou® Point per dollar thereafter, as well as for other purchases. Earn an Anniversary Bonus on points earned from purchases every year, up to 3% after you are a card member for 2 years or more.

• No annual fee
• 25,000 bonus ThankYou® Points after spending $2,000 in the first 3 months
• Earn 1 point for every $1 you spend on all purchases
• No expiration and no limit on the points you can earn
• Redeem points for merchandise, travel rewards, gift card, cash, and more

Citi ThankYou℠ Preferred Card is great for users who have good credit. For 12 months, you earn 5 ThankYou® Points for every dollar spent on purchases at gas stations, supermarkets, and drugstores, and 1 ThankYou® Point per dollar thereafter, as well as for other purchases. Earn an Anniversary Bonus on points earned from purchases every year, up to 3% after you are a card member for 2 years or more.

• No annual fee for 12 months, then $85 per year
• 50,000 bonus points after your first purchase
• Receive additional Elite Night Credit for every $3,000 spent
• 1 free night stay upon account approval ($150+ value)

The Marriott Rewards® Premier Credit Card is ideal for Marriott guests with excellent credit. Earn 5 points for every dollar spent at Marriot locations, 2 points per dollar on airline, dining, and care rentals, and 1 point for all other purchases. Members will also receive a free night stay every year and a 15 nights credit towards Elite status. Redeem your bonus points for a 7-night stay at a Category 7 or 8 hotel and you'll receive a bonus of 15,000 points.

• No annual fee
• 0% APR on purchases for first 6 months
• $100 cash back after spending $500 in 3 months
• At least 1% cash back for every point

Chase Freedom® offers excellent benefits for card holders with good credit. This card gives 1% cash back for every dollar spent, and 2% for purchases of airfare through the program booking tool. You also earn 5% cash back, up to $1,500, in quarterly bonus categories such as gas, groceries, dining, and home improvement. In addition, shopping online through select Chase merchant websites can earn you up to 10% bonus cash back.

• No annual fee
• 0% APR on purchases for 15 months
• 5% cash back in revolving categories including gas, travel, groceries, restaurants, and more

The Discover More Card is excellent for people with good credit looking for a card with great rewards. You earn 5% cash back in revolving categories such as travel, gas, department stores, jewelry, apparel, restaurants, hotels and more. In addition to the 1% cash back on all purchases, you can enjoy a 5% to 20% cash back bonus when purchasing items through Discover's exclusive online shopping mall.

• No annual fee for first 12 months, then $49 per year
• 30,000 bonus points after first purchase - good for 2 nights at hotel
• 1 complimentary hotel stay during each membership anniversary (good for 4,400+ hotels worldwide)

The Priority Club® Select Visa® Card is ideal for travelers and hotel-goers looking for excellent rewards. Earn 5 points per dollar at participating hotels, including Holiday Inn, Crowne Plaza®, and StayBridge Suites. Earn 2 points per $1 on gas, groceries and dining, and 1 point for all other purchases. In addition, you can earn 10% of the points back that you used for redemption, up to 100,000 points.

• No annual fee
• $250 cash back after spending $500 in first 3 months
• Earn points for every dollar spent

Chase Freedom® ($200 cash back) offers excellent benefits for card holders with great credit. This card gives 1% cash back for every point, 2% cash back for purchases of airfare online. You also earn 5% cash back on up to $1,500 of purchases in categories such as gas, groceries, dining, and home improvement, changed quarterly. The $200 cash back after $500 spent is very rare.

• No annual fee
• 0% APR on Balance Transfers for 18 months
• 5% cash back in revolving categories

The Discover® More (0% 18 month Balance Transfer) card is ideal for people looking to consolidate their credit card interest rates. For 18 months, you can enjoy a 0% APR on balance transfers until 8/10/2012. In addition, you can earn 5% cash back in quarterly rotating categories.

• No annual fee
• $200 cash back after spending $500 in first 3 months
• 5% rebate on quarter revolving categories

Citi® Dividend Platinum Select® Visa® Card - $200 Cash Back is ideal for someone looking for a nice cash rebate for using the card. The $200 after $500 is about as good an offer as you will ever run into these days. One of the best things about this card is the revolving 5% cash back feature, echoing that of Discover and Chase, and makes this an everyday use card.

• No annual fee
• 150 dollars cash back after spending $750 in first 3 months
• Earn up to 5% cash back on rotating categories

The Citi® Dividend World Platinum Select® Visa® Card is offered to users with great credit. You can earn 5% cash back on purchases within set categories each quarter. Users will also enjoy the $5 cash back on individual balance transfer transactions of $1,500 or more. In addition, receive $150 cash back after making $750 in purchases within the first 3 months of account opening.

• No annual fee
• $150 cash back after spending $500 in first 3 months
• Earn cash back on all purchases

Citi® Dividend Platinum Select® MasterCard® is ideal for people who have great credit. You get at least 2% cash back in rotating categories like department stores, jewelry, apparel, restaurants, and hotels, along with 1% cash back on all other purchases. In addition, earn an average of 5% bonus cash back when buying through the Citi Bonus Cash Center.

• No annual fee
• $10 enrollment bonus certificate for Ace stores
• $25 credit for every 12,500 points earned, redeemable at participating Ace stores

Ace Rewards® Visa® Card is intended for regular shoppers at Ace hardware stores. You can earn 5% cash back on purchases made at Ace retailers, 2% cash back on gas and grocery purchases, and 1% cash back for all other purchases. In addition, there is a $10 bonus certificate when you enroll, redeemable at any Ace hardware store.

• No annual fee
• No balance transfer fee for 24 months*
• Low 4.99% Intro APR on Balance Transfers for 24 months
• 5% cash back on any purchase at gas stations

The Pentagon Federal Credit Union Visa Platinum Cashback Rewards Card is offered to PenFed members with good credit. Earn 5% cash back on gas, 2% cash back on dining purchases from 7/1/2011 to 12/31/2011, and 1% cash back on all othe purchases. Also enjoy a 4.99% intro APR on balance transfers and waived balance transfer fees for 24 months.

• No annual fee
• 0% APR on purchases for 12 months
• 3% cash back at supermarkets; 2% cash back at gas stations and department stores
• $100 cash back bonus after spending $1,000 in 3 months

Blue Cash Everyday℠ from American Express is great for anyone who usually goes shopping and buys groceries and has decent credit. You'll receive 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases. You also get a $25 referral bonus for each friend or family member who is approved for the card.

• No annual fee for 12 months, then $45 per year
• Receive additional Elite Night Credit for every $3,000 spent
• 30,000 bonus points after your first purchase
• 2 Free Night Stays upon account approval ($300+ value)

The Marriott Rewards® Credit Card is great for Marriott guests with excellent credit. You earn 3 points for every dollar spent at Marriot locations and 1 point for all other purchases. Members will also receive 10 nights credit towards Elite status every year, giving you Silver Elite status or better. Use your points for a 7-night stay at a Category 7 or 8 hotel and you'll receive a bonus of 15,000 points.

• No annual fee
• $50 cash back bonus after spending $100 in the first 60 days
• 0% APR on purchases and balance transfers for 12 months

The BankAmericard Cash Rewards™ Visa Signature® Card is offered to people with good credit. You earn 1% cash back on every purchase, 2% on groceries, and 3% on gas with quarterly maximums in bonus categories. In addition, enjoy a 10% customer bonus when you redeem your rewards into a Bank of America® checking or savings account.

• No annual fee for first 12 months, then $65 per year
• Earn Starpoints for rewards at participating hotels or airlines
• 10,000 bonus Starpoints after first purchase
• 15,000 additional bonus Starpoints after spending $5,000 in 6 months

Travelers who have great credit should sign up for the Starwood Preferred Guest® Credit Card from American Express. You earn up to 5 Starpoints for every dollar spent at Starwood Preferred Guest Hotels and Resorts. Points are redeemable for benefits and savings on hotel stays and transportation. Receive a bonus 25,000 Starpoints when you spend $5,000 in 6 months - enough for up to 6 free nights at a category 1 or 2 hotel.

• No annual fee with paid Costco membership ($50)
• 0% APR on purchases for 6 months
• Earn 3% cash back on gasoline

Costco customers can now gain the full benefits from the TrueEarnings® Card from Costco and American Express. Card users will earn 3% cash back on gasoline purchases of up to $3,000 per year, 2% for restaurants and travels, and 1% everywhere else. The best thing: the 3% works even when you buy gas from Costco.

• No annual fee for 12 months, then $175 per year
• No interest charges - pay your balances in full each month
• 10,000 bonus points after first purchase

The Premier Rewards Gold Card from American Express is for users with great credit who enjoy traveling by air or by ground. The card holder will earn 3 times the points on airfare, 2 times on gas and groceries, and 1 point for everything else. You also get 10,000 Membership Rewards Points after your first purchase.

• No annual fee
• 1.25 miles per dollar on every purchase
• 0% APR on purchases until September 2012

People with excellent credit who want a flexible travel card with no annual fee should sign up for the VentureOne℠ Rewards Credit Card. Card holders will earn 1.25 miles per dollar spent and will be able to redeem them for credit to travel expenses. Also you can get 10,000 bonus miles once you spend $1,000 in the first 3 months.