• 0% APR on purchases for 15 months*
• 0% APR on balance transfers for 15 months
• No Balance Transfer Fee

Slate® from Chase is ideal for people looking for a balance transfer from a higher APR credit account. You get 0% APR for 15 months with no balance transfer fees (very rare) if you conduct the balance transfer within the first 30 days. It will become a 3% with $5 minumum balance transfer fee after the first 30 days. This is arguably the best balance transfer offer in the last 3 years.

• No annual fee
• 24/7 VIP Concierge service
• 0% APR on purchases and balance transfers for 18 months

Citi® Diamond Preferred® Card is meant for users with great credit. Enjoy complimentary benefits from Citi® Private Pass® Access which gets you into exclusive shows, games, attractions, events, restaurants, nightclubs, stores and more. The card has an extended 0% APR on purchases and balance transfers for 18 months, ideal for consumers who want to stretch payment of large purchases over time.

• No annual fee
• 0% APR on Balance Transfers for 18 months
• 5% cash back in revolving categories

The Discover® More (0% 18 month Balance Transfer) card is ideal for people looking to consolidate their credit card interest rates. For 18 months, you can enjoy a 0% APR on balance transfers until 8/10/2012. In addition, you can earn 5% cash back in quarterly rotating categories.

• No annual fee
• 0% APR on purchases and balance transfers for 18 months
• No late fees or rate hikes

Citi Simplicity® Card is meant for users with great credit. There are no late fees or rate hikes if you miss a payment date or go over your credit limit, and card holders can enjoy no annual fees. The card has an extended period of 0% APR on purchases and balance transfers for 18 months, good for consumers who want to stretch payments of large purchases over time.

• No annual fee
• 0% APR on purchases for 18 months
• 0% APR on balance transfers for 18 months

The Citi® Platinum Select® Visa® Card is ideal for someone looking to defer payments for purchases or looking for a balance transfer. While the cash back or rebates aren't something you can rave about this card, the mere fact that you get a 0% rate for 18 months is superb compared to other offers in the market. Worthwhile to get the card just for that.

• No annual fee
• 0% APR on purchases for 15 months
• 5% cash back in revolving categories including gas, travel, groceries, restaurants, and more

The Discover More Card is excellent for people with good credit looking for a card with great rewards. You earn 5% cash back in revolving categories such as travel, gas, department stores, jewelry, apparel, restaurants, hotels and more. In addition to the 1% cash back on all purchases, you can enjoy a 5% to 20% cash back bonus when purchasing items through Discover's exclusive online shopping mall.

• No annual fee
• 0% APR on purchases for 15 months
• 0% APR on balance transfer for 15 months

Discover® Open Road Card is a great card for travelers looking for cash back rewards. You earn 2 points per dollar spent on any gas station or restaurant, and 1 point per dollar for all other purchases. In addition, users can get 0% APR on purchases and balance transfers for the first 15 months of cardmembership.

• No annual fee
• Earn points for every dollar spent
• Save up to 10% on AT&T purchases and services

AT&T Universal Savings & Rewards Card provides great benefits for AT&T customers with good credit. Card holders will receive 1 Thankyou® Point for every dollar spent on non-AT&T purchases, up to 50,000 points a year. You can also save up to 10% on AT&T purchases and service for first 12 months and 5% thereafter, up to $350 a year.

• No annual fee
• Earn up to 1.5% back on purchases, with no limit on the amount you can earn each year
• Rebates post automatically to your account each month

AT&T Universal Savings Platinum Card provides the best benefits AT&T has to offer for their customers with great credit. purchases of up to $250 will earn 0.5% cash back, above $250 will earn 1% cash back, and above $750 will earn a bonus savings of 1.5% back. There are no limitations on the amount of Thankyou® Points that can be earned. In addition, card members enjoy a 0% balance transfer rate for 15 months.

• No annual fee
• 0% intro APR for Balance transfers until December 2012
• 0% intro APR for purchases until November 2012

People with excellent credit who want to save money should get the Capital One® Platinum Prestige Credit Card. Card holders will have no annual fee and also be given a 0% APR on purchases and balance transfers up until December 2012, great for consumers who want to stretch out their payments.

• No annual fee
• 6,000 bonus Thankyou® Points after spending $300 in first 3 months
• 100 bonus Thankyou® Points for signing up for Account Online
• 100 bonus Thankyou® Points for enrolling in paperless statements

Citi ThankYou℠ Preferred Card (15 months 0% APR) is great for users who have good credit. For 12 months, you earn 5 Thankyou® Points for every dollar spent on purchases at gas stations, supermarkets, and drugstores, and 1 Thankyou® Point per dollar thereafter, as well as for other purchases. Earn an Anniversary Bonus on points earned from purchases every year, up to 3% after you are a card member for 2 years or more.

• No annual fee
• 0% APR on purchases for first 7 months
• 9,000 bonus ThankYou® Points for spending $650 in first 3 months
• 1,000 bonus Thankyou® Points when you sign up for Paperless Statements within the first 3 months

Citi Forward®Card is great for people with good credit. You can earn 1,000 bonus ThankYou® Points for switching to paperless statements in the first 3 months of account opening. Card users receive 5 ThankYou® Points for purchases at restaurants and entertainment, and 1 ThankYou® Point for all other purchases. In addition, receive up to 2% purchase rate reduction for staying under your credit limit and paying on time for 3 consecutive months.

• No annual fee
• 0% APR on purchases for first 6 months
• $100 cash back after spending $500 in 3 months
• At least 1% cash back for every point

Chase Freedom® offers excellent benefits for card holders with good credit. This card gives 1% cash back for every dollar spent, and 2% for purchases of airfare through the program booking tool. You also earn 5% cash back, up to $1,500, in quarterly bonus categories such as gas, groceries, dining, and home improvement. In addition, shopping online through select Chase merchant websites can earn you up to 10% bonus cash back.

• No annual fee
• 25,000 bonus ThankYou® Points after spending $2,000 in the first 3 months
• Earn 1 point for every $1 you spend on all purchases
• No expiration and no limit on the points you can earn
• Redeem points for merchandise, travel rewards, gift card, cash, and more

Citi ThankYou℠ Preferred Card is great for users who have good credit. For 12 months, you earn 5 ThankYou® Points for every dollar spent on purchases at gas stations, supermarkets, and drugstores, and 1 ThankYou® Point per dollar thereafter, as well as for other purchases. Earn an Anniversary Bonus on points earned from purchases every year, up to 3% after you are a card member for 2 years or more.

• No annual fee
• Receive cash back on all your purchases
• 0% APR on purchases until September 2012
• $100 cash back bonus after spending $500 in 3 months

People with excellent credit who want to get the most rewards for their spending should get the Cash℠ Rewards Credit Card. You get 1% cash back on all purchases, and a 50% bonus on the cash back you earn every year. In addition, enjoy a one-time bonus of $100 once you spend $500 in the first 3 months.

• 0% APR on purchases for 12 monthsr**
• 1.99% APR on balance transfers for 12 months**
• Better benefits for good credit

IberiaBank Visa® Select Card is easy to use, has no hidden costs, and those with good credit receive better benefits. **Depending on your credit rating, you can enjoy introductory balance transfer and purchase rates ranging between 0% and 7.5% for the first 12 months.

• No annual fee
• Double Miles on your first $3,000 in travel and restaurant purchases each year
• 0% APR on purchases and balance transfers for 6 months

The Miles by Discover Card is ideal for regular travelers and shoppers with good credit. You earn 1 mile for each dollar spent, and double miles for purchases through Discover's online shopping mall. Enjoy an additional 1,000 bonus miles each month (up to 12,000 the first year) after you make a purchase.

• No annual fee
• 0% APR on purchases for 15 months
• 2% cash back on first $250 in gas and restaurant expenses each month

Discover Open Road Card is great for users with decent credit. This card will provide 2% cash back for gas and restaurant expenses. Also, users can receive a 5% to 20% cash back bonus when purchasing through Discover's exclusive online shopping mall. Points are redeemable for gift cards, merchandise, Discover gift cards, charity, or cash.

• No annual fee
• $50 cash back bonus after spending $50 within first 60 days
• $25 cash back bonus after making a purchase at Target®, Costco® or Staples® stores

Bank of America® Accelerated Rewards® American Express® Card is offered to people with great credit. You earn 1.25 points for each dollar spent on purchases, redeemable for cash, travel, car rentals, merchandise, gift certificates and more. In addition, you can enjoy 0% APR on purchases and balance transfers for 12 months on transactions made made within the first 60 days.

• 1% cash back on all purchases
• Receive gifts and benefits on select services
• VIP Airport Lounge Access

The Visa® Black Card is only offered for exclusive customers with excellent credit. It is great for people who enjoy high-class service and is willing to pay the cost for outstanding rewards Users receive 1% cash back on any purchases. Special features include luxury gifts, 24-Hour Concierge Service, VIP Airport Lounge Access, and premium rebates on select services.