Below is the list of the top 10 credit reporting products in the market via our product scoring algorithm. The most common types can be accessed by the tabs. If none of the tabs match your needs, you can use the powerful Custom Match Engine.
The list evolves constantly with products being added, removed, and updated. Please do read through the terms and conditions as they can change at any time.
Score Watch® costs $14.95 a month (3 month min) or $149.95 a year, and includes two Equifax Score Power reports a year, unlimited updates to your Equifax FICO® score, and daily credit report and score monitoring. You will also be notified when a change in your credit score qualifies you for a lower interest rate. For people who want to monitor and improve their credit score prior to applying for a major loan. Includes a 10-day free trial.
FICO® Quarterly Monitoring costs $4.95 a month (3 month min) or $49.95 a year, and includes quarterly updates of your Transunion credit report and Transunion FICO® score, as well as quarterly report and score monitoring, and identity theft protection. For people who want to monitor and track their credit score prior to applying for a loan.
IdentityIQ Protect Max gives you access to all 3 credit reports and scores from Equifax, Experian, and Transunion with updates once a quarter. Also includes credit report and score monitoring and identity theft protection. For those who want to keep a close eye on their credit score prior to applying for a major loan or mortgage. Note that this does not include a FICO® score. Includes a 30-day free trial.
Score Watch® gives you access to your full credit report and Experian FICO® score with 2 updates a year, as well as daily credit and score monitoring. Also allows you to set your target score and be alerted when it changes. For people who want to monitor their FICO® score before applying for a loan.
Equifax 3-in-1 Monitoring with 4 FICO® scores allows you to compare your credit reports from Equifax, Experian, and Transunion, and get 4 updates to your FICO® score each year. Also includes daily credit monitoring, identity theft insurance, and an explanation of what factors help and hurt your credit score. For people who want to protect their identity and credit score prior to applying for a major loan/mortgage.
Membership at freecreditreport.com gives you unlimited access to your Experian credit report and score with updates once a month. Also includes daily credit monitoring, score estimator, and identity theft insurance. For people who want to improve their credit score prior to applying for a loan. It costs $1 for the credit report and score, and includes a 7-day free trial. Note that the Experian credit score is calculated on a different model than the FICO® score.
3-Bureau Credit Monitoring gives you access to your credit reports and scores from Equifax, Experian, and Transunion, with updates to your Experian score once every 2 months. Also includes daily monitoring of your 3-bureau credit reports and identity theft protection. For people who want to monitor their credit score and prevent identity theft prior to applying for a loan. Note that the Experian credit score is calculated on a different model than the FICO® score.
Triple Advantage gives you unlimited access to your Experian credit report and score with updates once a month. Also includes daily monitoring of your Equifax, Experian, and Transunion credit reports, and identity theft protection. For people who want to improve their credit score prior to applying for a loan. Note that the Experian credit score is calculated on a different model than the FICO® score. Includes a 7-day free trial.
Equifax Complete Premier Plan&trade gives you unlimited access to your Equifax credit report and credit score, , with updates once a year. Also includes 24/7 monitoring of your Equifax, Experian, and Transunion credit reports, and Equifax score monitoring. For people who want to monitor their credit score and prevent identity theft. Note that the Equifax credit score is calculated on a different model than the FICO® score. Includes a 30-day free trial.
ScoreSense gives you access to all 3 credit reports and scores from Equifax, Experian, and Transunion with updates once a month. Also includes credit report and score monitoring, a score simulator, and identity theft protection. Good for those who want to keep a close eye on their credit score prior to applying for a major loan or mortgage. Note that this does not include a FICO® score. Includes a $1 7-day trial.
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Note: Some of the offers are promotional and only available through the links provided on this page.
Quizzle gives you unlimited access to your Experian credit report and score with updates every 6 months. Membership is completely free, and you will be matched to various promotions available for your credit type. Great for people who are new to credit reporting and want to know where their credit score stands.
FICO® Quarterly Monitoring costs $4.95 a month (3 month min) or $49.95 a year, and includes quarterly updates of your Transunion credit report and Transunion FICO® score, as well as quarterly report and score monitoring, and identity theft protection. For people who want to monitor and track their credit score prior to applying for a loan.
Score Watch® costs $14.95 a month (3 month min) or $149.95 a year, and includes two Equifax Score Power reports a year, unlimited updates to your Equifax FICO® score, and daily credit report and score monitoring. You will also be notified when a change in your credit score qualifies you for a lower interest rate. For people who want to monitor and improve their credit score prior to applying for a major loan. Includes a 10-day free trial.
LendingTree Credit Monitoring gives you access to your Experian credit report and credit score, as well as daily 3-bureau credit monitoring, but no updates to your score. For people who want to prevent identity theft and monitor their credit. Includes a 7-day free trial.
Credit Karma gives you unlimited access to your TransRisk Score, Auto Insurance Score, and Vantagescore from Transunion (all non-FICO®). Membership is completely free, and you will receive monthly updates and promotions. For people who have no plans to apply for a loan but want to get an idea of where their credit score stands.
Credit Sesame gives you unlimited access and monthly updates to your Experian credit score. Membership is completely free, and you will be matched to the best loan options available for you. For people who are already familiar with their credit report and want to apply for a small loan or know where their credit score stands. Note that the Experian credit score is calculated on a different model than the FICO® score.
Debt Wise&trade monitors your credit report, and gives you access to your Equifax credit report and score with 4 updates a year. Also includes tools for you to take control of your debt and get out of debt faster. For people who want to get out of debt and stay debt free. Includes a 30-day free trial.
Score Watch® gives you access to your full credit report and Experian FICO® score with 2 updates a year, as well as daily credit and score monitoring. Also allows you to set your target score and be alerted when it changes. For people who want to monitor their FICO® score before applying for a loan.
The Experian Credit Report and Score gives you online access to your Experian credit report and credit score, as well as positive/negative factors that may affect your score. For people who want to check their credit score for informational purposes or prior to applying for a small loan. Note that the Experian credit score is calculated on a different model than the FICO® score.
The Equifax Credit Report and Score gives you online access to your Equifax credit report and credit score. For people who want to check their credit score for informational purposes or prior to applying for a small loan. Note that the Equifax credit score is calculated on a different model than the FICO® score.
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Note: Some of the offers are promotional and only available through the links provided on this page.
IdentityIQ Protect Max gives you access to all 3 credit reports and scores from Equifax, Experian, and Transunion with updates once a quarter. Also includes credit report and score monitoring and identity theft protection. For those who want to keep a close eye on their credit score prior to applying for a major loan or mortgage. Note that this does not include a FICO® score. Includes a 30-day free trial.
Identity Guard Total Protection gives you access to all 3 credit reports and scores from Equifax, Experian, and Transunion with updates once a quarter. Also includes credit report monitoring and identity theft protection. For those who want to keep a close eye on their credit score and prevent identity theft prior to applying for a major loan or mortgage. Note that this does not include a FICO® score. Includes a 30-day free trial.
3-Bureau Credit Report Monitoring gives you access to all 3 credit reports and scores from Equifax, Experian, and Transunion with updates once a quarter. Also includes credit report monitoring and identity theft protection. For those who want to keep a close eye on their credit score prior to applying for a major loan or mortgage. Note that this does not include a FICO® score. Includes a 30-day free trial.
ScoreSense gives you access to all 3 credit reports and scores from Equifax, Experian, and Transunion with updates once a month. Also includes credit report and score monitoring, a score simulator, and identity theft protection. Good for those who want to keep a close eye on their credit score prior to applying for a major loan or mortgage. Note that this does not include a FICO® score. Includes a $1 7-day trial.
3-Bureau Credit Monitoring gives you access to your credit reports and scores from Equifax, Experian, and Transunion, with updates to your Experian score once every 2 months. Also includes daily monitoring of your 3-bureau credit reports and identity theft protection. For people who want to monitor their credit score and prevent identity theft prior to applying for a loan. Note that the Experian credit score is calculated on a different model than the FICO® score.
Equifax Complete Premier Plan&trade gives you unlimited access to your Equifax credit report and credit score, , with updates once a year. Also includes 24/7 monitoring of your Equifax, Experian, and Transunion credit reports, and Equifax score monitoring. For people who want to monitor their credit score and prevent identity theft. Note that the Equifax credit score is calculated on a different model than the FICO® score. Includes a 30-day free trial.
FICO® Quarterly Monitoring costs $4.95 a month (3 month min) or $49.95 a year, and includes quarterly updates of your Transunion credit report and Transunion FICO® score, as well as quarterly report and score monitoring, and identity theft protection. For people who want to monitor and track their credit score prior to applying for a loan.
Equifax Complete Advantage Plan&trade gives you unlimited access to your Equifax credit report and credit score, with updates once a year. Also includes 24/7 monitoring of your Equifax, Experian, and Transunion credit reports. For people who want to monitor their credit history and prevent identity theft. Note that the Equifax credit score is calculated on a different model than the FICO® score. Includes a 30-day free trial.
Score Watch® costs $14.95 a month (3 month min) or $149.95 a year, and includes two Equifax Score Power reports a year, unlimited updates to your Equifax FICO® score, and daily credit report and score monitoring. You will also be notified when a change in your credit score qualifies you for a lower interest rate. For people who want to monitor and improve their credit score prior to applying for a major loan. Includes a 10-day free trial.
Membership at freecreditreport.com gives you unlimited access to your Experian credit report and score with updates once a month. Also includes daily credit monitoring, score estimator, and identity theft insurance. For people who want to improve their credit score prior to applying for a loan. It costs $1 for the credit report and score, and includes a 7-day free trial. Note that the Experian credit score is calculated on a different model than the FICO® score.
- Show Summary & Review -
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Note: Some of the offers are promotional and only available through the links provided on this page.
FICO® Quarterly Monitoring costs $4.95 a month (3 month min) or $49.95 a year, and includes quarterly updates of your Transunion credit report and Transunion FICO® score, as well as quarterly report and score monitoring, and identity theft protection. For people who want to monitor and track their credit score prior to applying for a loan.
IdentityIQ Protect Max gives you access to all 3 credit reports and scores from Equifax, Experian, and Transunion with updates once a quarter. Also includes credit report and score monitoring and identity theft protection. For those who want to keep a close eye on their credit score prior to applying for a major loan or mortgage. Note that this does not include a FICO® score. Includes a 30-day free trial.
Quizzle gives you unlimited access to your Experian credit report and score with updates every 6 months. Membership is completely free, and you will be matched to various promotions available for your credit type. Great for people who are new to credit reporting and want to know where their credit score stands.
3-Bureau Credit Report Monitoring gives you access to all 3 credit reports and scores from Equifax, Experian, and Transunion with updates once a quarter. Also includes credit report monitoring and identity theft protection. For those who want to keep a close eye on their credit score prior to applying for a major loan or mortgage. Note that this does not include a FICO® score. Includes a 30-day free trial.
Identity Guard Total Protection gives you access to all 3 credit reports and scores from Equifax, Experian, and Transunion with updates once a quarter. Also includes credit report monitoring and identity theft protection. For those who want to keep a close eye on their credit score and prevent identity theft prior to applying for a major loan or mortgage. Note that this does not include a FICO® score. Includes a 30-day free trial.
Equifax Complete Premier Plan&trade gives you unlimited access to your Equifax credit report and credit score, , with updates once a year. Also includes 24/7 monitoring of your Equifax, Experian, and Transunion credit reports, and Equifax score monitoring. For people who want to monitor their credit score and prevent identity theft. Note that the Equifax credit score is calculated on a different model than the FICO® score. Includes a 30-day free trial.
Credit Karma gives you unlimited access to your TransRisk Score, Auto Insurance Score, and Vantagescore from Transunion (all non-FICO®). Membership is completely free, and you will receive monthly updates and promotions. For people who have no plans to apply for a loan but want to get an idea of where their credit score stands.
Credit Sesame gives you unlimited access and monthly updates to your Experian credit score. Membership is completely free, and you will be matched to the best loan options available for you. For people who are already familiar with their credit report and want to apply for a small loan or know where their credit score stands. Note that the Experian credit score is calculated on a different model than the FICO® score.
Score Watch® costs $14.95 a month (3 month min) or $149.95 a year, and includes two Equifax Score Power reports a year, unlimited updates to your Equifax FICO® score, and daily credit report and score monitoring. You will also be notified when a change in your credit score qualifies you for a lower interest rate. For people who want to monitor and improve their credit score prior to applying for a major loan. Includes a 10-day free trial.
Membership at freecreditreport.com gives you unlimited access to your Experian credit report and score with updates once a month. Also includes daily credit monitoring, score estimator, and identity theft insurance. For people who want to improve their credit score prior to applying for a loan. It costs $1 for the credit report and score, and includes a 7-day free trial. Note that the Experian credit score is calculated on a different model than the FICO® score.
- Show Summary & Review -
1-5
6-10
Note: Some of the offers are promotional and only available through the links provided on this page.
