Free Credit Reporting & Monitoring Trials



Are you trying to check your report and score for possible errors?  Are you trying to verify that you will indeed qualify for the upcoming mortgage loan application?  Or are you simply curious on the impacts to your credit score after you apply for the 2 new credit accounts?  Whatever you are trying to achieve, it is always smart to figure out what offer best suits your needs.

We maintain a collection of current credit report offers with our review on what each is best suited for.  We are very careful with our credit profiles so we do take advantage of these offers ourselves.  In fact, we have tried them multiple times amongst the staffs at Money Economics.

The criterion is simple: the trial must be FREE and relatively easy to cancel.

Current Free Credit Report Trial Offers
Offer Name Description & Review
myFICO



DEAL DEAD


 myFICO ScoreWatch – You get a 30 day free trial at myFICO.  This service allows you to receive email or SMS alerts whenever there is a change to your FICO, along with the new FICO score.  You are also free to see your Equifax credit report at any time.  The price of this service will be $99.95 per year after the 30 day trial.  So do remember to cancel if you don't plan on keeping ths service.

Our Take – This is best used for:
1.) In preparation for a major loan application such as a mortgage.
2.) On-going credit tracking.  This is cheap even at $99.95 a year since you get to see your credit report + FICO at any time.
Privacy Matters 1-2-3


 3-in-1 Credit Reports & Scores – You get a 7 day free trial at Privacy Matters.  This service allows you to view your credit reports as well as scores from all three Credit Reporting Bureaus (Equifax, Experien, and TransUnion).  The price of this service will be $29.95 per month after the 7 day trial.  So do remember to cancel if you don't plan on keeping ths service.

Our Take – This is best used for:
1.) Checking your credit reports for possible errors.  
2.) If you are not sure what the lender uses to evaluate your credit.

-Link to Product-
FreeCreditScore360


 3-in-1 Credit Reports & Scores – You get a 7 day free trial at Free Credit Reports 360.  This service allows you to view your credit reports as well as scores from all three Credit Reporting Bureaus (Equifax, Experien, and TransUnion).  The price of this service will be $29.95 per month after the 7 day trial.  So do remember to cancel if you don't plan on keeping ths service.

Our Take – This is best used for:
1.) Checking your credit reports for possible errors.  
2.) If you are not sure what the lender uses to evaluate your credit.

Note: This trial service is virtually identical to that of Privacy Matters.

-Link to Product-
 

Note 1: Some of the offers are promotional and only available through the links provided on this page.
Note 2: You can also obtain a FREE copy of your credit report (scores not included) once every 12 months from AnnualCreditReport.com, as entitled by the law.