• 0% APR on purchases for 15 months*
• 0% APR on balance transfers for 15 months
• No Balance Transfer Fee

Slate® from Chase is ideal for people looking for a balance transfer from a higher APR credit account. You get 0% APR for 15 months with no balance transfer fees (very rare) if you conduct the balance transfer within the first 30 days. It will become a 3% with $5 minumum balance transfer fee after the first 30 days. This is arguably the best balance transfer offer in the last 3 years.

• No annual fee
• 0% APR on purchases and balance transfer for 12 months
• No Balance Transfer Fee until 7/20/2012
• 5% cash back in revolving categories including gas, travel, groceries, restaurants, and more

Discover® More Card - $0 Balance Transfer Fee! The Discover More Card is excellent for people with good credit looking for a card with great rewards. You earn 5% cash back in revolving categories such as travel, gas, department stores, jewelry, apparel, restaurants, hotels and more. In addition to the 1% cash back on all purchases, you can enjoy a 5% to 20% cash back bonus when purchasing items through Discover's exclusive online shopping mall. The current promotion waives your balance transfer fee, one of the best deal in its class.

• No annual fee
• 0% APR on purchases and balance transfers for 18 months
• Discounts and rebates through Extra Cash reward system

Citi® Platinum Select® MasterCard® is offered to people who have good credit. Users automatically earn Extra Cash based on 10% of your purchases each month. Use Extra Cash for discounts on travel, entertainment, and merchandise. This card has no annual fees, and has an extended period of 18 months of 0% APR on purchases and balance transfers, good for consumers who want to stretch payment of large purchases over time.

• No annual fee
• 24/7 VIP Concierge service
• 0% APR on purchases and balance transfers for 18 months

Citi® Diamond Preferred® Card is meant for users with great credit. Enjoy complimentary benefits from Citi® Private Pass® Access which gets you into exclusive shows, games, attractions, events, restaurants, nightclubs, stores and more. The card has an extended 0% APR on purchases and balance transfers for 18 months, ideal for consumers who want to stretch payment of large purchases over time.

• No annual fee
• 0% APR on Balance Transfers for 18 months
• 5% cash back in revolving categories

The Discover® More (0% 18 month Balance Transfer) card is ideal for people looking to consolidate their credit card interest rates. For 18 months, you can enjoy a 0% APR on balance transfers until 8/10/2012. In addition, you can earn 5% cash back in quarterly rotating categories.

• No annual fee
• 0% APR on purchases and balance transfers for 18 months
• No late fees or rate hikes

Citi Simplicity® Card is meant for users with great credit. There are no late fees or rate hikes if you miss a payment date or go over your credit limit, and card holders can enjoy no annual fees. The card has an extended period of 0% APR on purchases and balance transfers for 18 months, good for consumers who want to stretch payments of large purchases over time.

• No annual fee
• 0% APR on purchases for 18 months
• 0% APR on balance transfers for 18 months

The Citi® Platinum Select® Visa® Card is ideal for someone looking to defer payments for purchases or looking for a balance transfer. While the cash back or rebates aren't something you can rave about this card, the mere fact that you get a 0% rate for 18 months is superb compared to other offers in the market. Worthwhile to get the card just for that.

• No annual fee
• 0% APR on purchases for 15 months
• 5% cash back in revolving categories including gas, travel, groceries, restaurants, and more

The Discover More Card is excellent for people with good credit looking for a card with great rewards. You earn 5% cash back in revolving categories such as travel, gas, department stores, jewelry, apparel, restaurants, hotels and more. In addition to the 1% cash back on all purchases, you can enjoy a 5% to 20% cash back bonus when purchasing items through Discover's exclusive online shopping mall.

• No annual fee
• 0% APR on purchases for 15 months
• 0% APR on balance transfer for 15 months

Discover® Open Road Card is a great card for travelers looking for cash back rewards. You earn 2 points per dollar spent on any gas station or restaurant, and 1 point per dollar for all other purchases. In addition, users can get 0% APR on purchases and balance transfers for the first 15 months of cardmembership.

• No annual fee
• Earn points for every dollar spent
• Save up to 10% on AT&T purchases and services

AT&T Universal Savings & Rewards Card provides great benefits for AT&T customers with good credit. Card holders will receive 1 Thankyou® Point for every dollar spent on non-AT&T purchases, up to 50,000 points a year. You can also save up to 10% on AT&T purchases and service for first 12 months and 5% thereafter, up to $350 a year.

• Free Online Application
• No Closing costs
• $350 prepayment fee if closed within 3 years.
• .25% discount for automatic payments from a PNC Checking account

PNC Mortgage offers home equity loans (HELs) for a fixed interest rate, regular fixed payments, and terms of up to 30 years, paid to you via one lump-sum payment (min $1000). Great for people who need one-time financing for purposes such as home improvement, debt consolidation, or education.

Available nationwide, with about 250 local branches across the country.

• Free Online Application
• Quick response
• Up to $750 of closing costs waived! (Covers closing costs in all states except FL and NY)
• $300 prepayment fee if closed within 2 years.

Nationwide Bank offers home equity loans (HELs) for a fixed interest rate and regular fixed payments, paid to you via one lump-sum payment (min $10,000). Great for people who need one-time financing for purposes such as home improvement, debt consolidation, or education.

Available in all 50 states.

• Free Online Application
• Automatic payments from a US Bank checking account required.
• No closing costs!

US Bank offers home equity loans (HELs) for a fixed interest rate, regular fixed payments, and terms of up to 30 years, paid to you via one lump-sum payment. Great for people who need one-time financing for purposes such as home improvement, debt consolidation, or education.

Available nationwide, with local branches in select states.

• Free Online Application
• Only $66.50 in closing costs
• Your choice of loan officers to work with

First Internet Bank was one of the first online banks, and has over 12 years of experience that translates to low rates and excellent service. You can complete the whole application process online, while also having the opportunity to consult with any of the loan officers whose profiles are listed. Great for people who want a quick, online loan process, but also the advice of a loan officer.

Available in every state but AK, DE, HI, MD, SC, and TX.

• Free Online Application
• No closing costs on lines of $500,000 or less
• .25% discount for BoA accountholders
• .25% discount for automatic payment via a BoA checking/savings account

Bank of America offers home equity loans (HELs) for a fixed interest rate, predictable payments, and a term of up to 25 years, paid to you via a lump-sum check or electronic transfer. Great for people who need one-time financing for purposes such as home improvement, debt consolidation, or education.

Available nationwide, with local branches in all 50 states.

• Free Online Application
• Closing costs of $19 to $15,000 depending on property type & location.
• $500 prepayment fee if closed within 3 years
• .375% discount with a qualified Wells Fargo deposit account and automatic payments.

Wells Fargo offers home equity loans (HELs) for a fixed interest rate, regular fixed payments, and terms of 5 to 30 years, paid to you via one lump-sum payment (min. of $10,000). Great for people who need one-time financing for purposes such as home improvement, debt consolidation, or education.

Available nationwide, with local branches in all 50 states.