Below is the list of the top 10 mortgage finance products in the market via our product scoring algorithm. The most common types can be accessed by the tabs. If none of the tabs match your needs, you can use the powerful Custom Match Engine.
The list evolves constantly with products being added, removed, and updated. Please do read through the terms and conditions as they can change at any time.
RMC Vanguard Mortgage Corporation is a highly-rated online lender that offers low rates and personal service. You can choose a loan officer to work with who will be your point of contact throughout the entire application process. Great for people who want a convenient, online loan process, but also the guidance of a loan officer.
Availability:
Available in AL, AR, CA, CO, DE, FL, IL, IN, KS, LA, MD, MA, MI, NM, OK, OR, SC, TN, TX, VA, and WA.
National Bank of Kansas City has over 15 years of mortgage financing experience that translates to low rates, security, and excellent service. You can begin by completing a quick application online, or choose to work with any of the loan officers whose profiles are listed. Great for people who want a quick, online loan process, but also the "mortgage planning" guidance of a loan officer.
Availability:
Available nationwide, with local branches in Kansas and Missouri.
PNC Mortgage serves its customers through online and local channels, and is committed to providing you with all the information you need to choose the right loan for your needs. If you wish to consult with loan officers in person, PNC has local branches throughout the nation. Great for people who are looking for comprehensive service and expert guidance throughout the loan process.
Availability:
Available nationwide, with about 250 local branches across the country.
Up to $1000 discount with a Platinum Checking Package
Online Mortgage Account access
Local mortgage offices
Review:
US Bank serves its customers through online and local channels, and is committed to providing you with all the information you need to choose the right loan for your needs. If you wish to consult with loan officers in person, US Bank has local branches throughout the nation, but not in every state. Great for people who are looking for comprehensive service and expert guidance throughout the loan process.
Availability:
Available nationwide, with local branches in select states.
Rated "Highest in Customer Satisfaction for Primary Mortgage Origination" by J.D. Power and Associates.
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Review:
Quicken Loans is the nation's #1 online lender and 5th largest retail home loan lender. After applying online you will be assigned a Home Loan Expert who will walk you through the process and find the best match for your needs. Great for people who are looking for comprehensive service and the convenience of an online loan experience.
Availability:
Available nationwide, with local branches in AZ, MI, NC, and OH.
Wyndham Capital Mortgage is a highly-rated online lender that aims to deliver a high level of expertise, professionalism, and trust. After applying online you will be matched with a dedicated Mortgage Banker who will work with you to tailor your loan to your needs. Great for people who want a convenient, online loan process, but also the guidance of a loan officer.
Availability:
Available in CA, CO, CT, FL, GA, IL, ID, MS, MA, MI, MN, NC, NH, OR, PA, RI, SC, TN, TX, and VA.
Clarity Commitment®: one-page summary of all payment terms
Local mortgage offices
Review:
Bank of America serves its customers through online and local channels, and is committed to providing you with all the information you need to make the right decision. And with mortgage offices in every state, Bank of America's has a great local presence for those who wish to consult with loan officers in person. Great for people who are looking for comprehensive service and expert guidance throughout the loan process.
Availability:
Available nationwide, with local branches in all 50 states.
New American Funding is an online direct lender that offers low rates and a convenient process without the middleman cost of loan brokers. After applying online, a loan consultant will work with you to find the best loan and financing option for your specific needs. Great for people who are looking for low rates coupled with excellent customer service.
Availability:
Available in AZ, CA, CO, CT, FL, GA, IL, MA, MD, MN, NC, OR, TN, TX, UT, VA, WA, and WI.
Pinnacle Mortgage Group, Inc. is a full service online direct lender that offers low rates and a simple, convenient application process. Live help from a mortgage expert is available throughout the loan-application process, and once you complete your application they will coordinate the next steps in order to get approved and funded. Great for people who understand mortgage and want a quick, no-hassel loan process.
Availability:
Available in AZ, CA, CO, CT, GA, IL, IN, MD, MA, MN, NH, NM, NC, OR, SC, TN, TX, UT, VA, WA, and WI.
Pinnacle Mortgage Group, Inc. is a full service online direct lender that offers low rates and a simple, convenient application process. Live help from a mortgage expert is available throughout the loan-application process, and once you complete your application they will coordinate the next steps in order to get approved and funded. Great for people who understand mortgage and want a quick, no-hassel loan process.
Availability:
Available in AZ, CA, CO, CT, GA, IL, IN, MD, MA, MN, NH, NM, NC, OR, SC, TN, TX, UT, VA, WA, and WI.
- Show Summary & Review -
1-5
6-10
Rate Disclosure:
Advertised rate is an estimate for a $300,000 (25% down) loan with Excellent credit for a primary residence.
Note: Some of the offers are promotional and only available through the links provided on this page.
RMC Vanguard Mortgage Corporation is a highly-rated online lender that offers low rates and personal service. You can choose a loan officer to work with who will be your point of contact throughout the entire application process. Great for people who want a convenient, online loan process, but also the guidance of a loan officer.
Availability:
Available in AL, AR, CA, CO, DE, FL, IL, IN, KS, LA, MD, MA, MI, NM, OK, OR, SC, TN, TX, VA, and WA.
- Show Summary & Review -
2. National Bank of Kansas City Refinance Mortgage
National Bank of Kansas City has over 15 years of mortgage financing experience that translates to low rates, security, and excellent service. You can begin by completing a quick application online, or choose to work with any of the loan officers whose profiles are listed. Great for people who want a quick, online loan process, but also the "mortgage planning" guidance of a loan officer.
Availability:
Available nationwide, with local branches in Kansas and Missouri.
PNC Mortgage serves its customers through online and local channels, and is committed to providing you with all the information you need to choose the right loan for your needs. If you wish to consult with loan officers in person, PNC has local branches throughout the nation. Great for people who are looking for comprehensive service and expert guidance throughout the loan process.
Availability:
Available nationwide, with about 250 local branches across the country.
First Internet Bank was one of the first online banks, and has over 12 years of experience that translates to low rates and excellent service. You can complete the whole application process online, while also having the opportunity to consult with any of the loan officers whose profiles are listed. Great for people who want a quick, online loan process, but also the advice of a loan officer.
Americash is an online direct lender that uses extensive technology to offer low rates with full transparency. Their processing software and automated underwriting system ensures a low cost structure and fast response, but loan officers are available to work with you throughout the loan process. Great for people who are looking for low rates coupled with excellent customer service.
Availability:
Available in AZ, CA, CO, CT, ID, IL, IN, MN, MI, MO, NM, OK, OR, SC, TX, UT, WA, and WI.
New American Funding is an online direct lender that offers low rates and a convenient process without the middleman cost of loan brokers. After applying online, a loan consultant will work with you to find the best loan and financing option for your specific needs. Great for people who are looking for low rates coupled with excellent customer service.
Availability:
Available in AZ, CA, CO, CT, FL, GA, IL, MA, MD, MN, NC, OR, TN, TX, UT, VA, WA, and WI.
Wyndham Capital Mortgage is a highly-rated online lender that aims to deliver a high level of expertise, professionalism, and trust. After applying online you will be matched with a dedicated Mortgage Banker who will work with you to tailor your loan to your needs. Great for people who want a convenient, online loan process, but also the guidance of a loan officer.
Availability:
Available in CA, CO, CT, FL, GA, IL, ID, MS, MA, MI, MN, NC, NH, OR, PA, RI, SC, TN, TX, and VA.
Up to $1000 discount with a Platinum Checking Package
Online Mortgage Account access
Local mortgage offices
Review:
US Bank serves its customers through online and local channels, and is committed to providing you with all the information you need to choose the right loan for your needs. If you wish to consult with loan officers in person, US Bank has local branches throughout the nation, but not in every state. Great for people who are looking for comprehensive service and expert guidance throughout the loan process.
Availability:
Available nationwide, with local branches in select states.
Clarity Commitment®: one-page summary of all payment terms
Local mortgage offices
Review:
Bank of America serves its customers through online and local channels, and is committed to providing you with all the information you need to make the right decision. And with mortgage offices in every state, Bank of America's has a great local presence for those who wish to consult with loan officers in person. Great for people who are looking for comprehensive service and expert guidance throughout the loan process.
Availability:
Available nationwide, with local branches in all 50 states.
Box Home Loans is an online direct lender that offers the lowest rates by lending exclusively to people with excellent credit. To qualify you must fit the following 3 criteria: min 700 credit score, owner-occupied properties, and minimum 3.5% down payment. Great for people with excellent credit who want an easy online refinance without the hassle of dealing with an agent.
Availability:
Available in CA, CO, ID, NV, NM, OR, TX, UT, and WA.
- Show Summary & Review -
1-5
6-10
Rate Disclosure:
Advertised rate is an estimate for a $300,000 (25% down) loan with Excellent credit for a primary residence.
Note: Some of the offers are promotional and only available through the links provided on this page.
PNC Mortgage serves its customers through online and local channels, and is committed to providing you with all the information you need to choose the right loan for your needs. If you wish to consult with loan officers in person, PNC has local branches throughout the nation. Great for people who are looking for comprehensive service and expert guidance throughout the loan process.
Availability:
Available nationwide, with about 250 local branches across the country.
RMC Vanguard Mortgage Corporation is a highly-rated online lender that offers low rates and personal service. You can choose a loan officer to work with who will be your point of contact throughout the entire application process. Great for people who want a convenient, online loan process, but also the guidance of a loan officer.
Availability:
Available in AL, AR, CA, CO, DE, FL, IL, IN, KS, LA, MD, MA, MI, NM, OK, OR, SC, TN, TX, VA, and WA.
- Show Summary & Review -
3. National Bank of Kansas City Refinance Mortgage
National Bank of Kansas City has over 15 years of mortgage financing experience that translates to low rates, security, and excellent service. You can begin by completing a quick application online, or choose to work with any of the loan officers whose profiles are listed. Great for people who want a quick, online loan process, but also the "mortgage planning" guidance of a loan officer.
Availability:
Available nationwide, with local branches in Kansas and Missouri.
First Internet Bank was one of the first online banks, and has over 12 years of experience that translates to low rates and excellent service. You can complete the whole application process online, while also having the opportunity to consult with any of the loan officers whose profiles are listed. Great for people who want a quick, online loan process, but also the advice of a loan officer.
Up to $1000 discount with a Platinum Checking Package
Online Mortgage Account access
Local mortgage offices
Review:
US Bank serves its customers through online and local channels, and is committed to providing you with all the information you need to choose the right loan for your needs. If you wish to consult with loan officers in person, US Bank has local branches throughout the nation, but not in every state. Great for people who are looking for comprehensive service and expert guidance throughout the loan process.
Availability:
Available nationwide, with local branches in select states.
Americash is an online direct lender that uses extensive technology to offer low rates with full transparency. Their processing software and automated underwriting system ensures a low cost structure and fast response, but loan officers are available to work with you throughout the loan process. Great for people who are looking for low rates coupled with excellent customer service.
Availability:
Available in AZ, CA, CO, CT, ID, IL, IN, MN, MI, MO, NM, OK, OR, SC, TX, UT, WA, and WI.
Wyndham Capital Mortgage is a highly-rated online lender that aims to deliver a high level of expertise, professionalism, and trust. After applying online you will be matched with a dedicated Mortgage Banker who will work with you to tailor your loan to your needs. Great for people who want a convenient, online loan process, but also the guidance of a loan officer.
Availability:
Available in CA, CO, CT, FL, GA, IL, ID, MS, MA, MI, MN, NC, NH, OR, PA, RI, SC, TN, TX, and VA.
Clarity Commitment®: one-page summary of all payment terms
Local mortgage offices
Review:
Bank of America serves its customers through online and local channels, and is committed to providing you with all the information you need to make the right decision. And with mortgage offices in every state, Bank of America's has a great local presence for those who wish to consult with loan officers in person. Great for people who are looking for comprehensive service and expert guidance throughout the loan process.
Availability:
Available nationwide, with local branches in all 50 states.
Rated "Highest in Customer Satisfaction for Primary Mortgage Origination" by J.D. Power and Associates.
Sign up for Rate Alerts
Review:
Quicken Loans is the nation's #1 online lender and 5th largest retail home loan lender. After applying online you will be assigned a Home Loan Expert who will walk you through the process and find the best match for your needs. Great for people who are looking for comprehensive service and the convenience of an online loan experience.
Availability:
Available nationwide, with local branches in AZ, MI, NC, and OH.
New American Funding is an online direct lender that offers low rates and a convenient process without the middleman cost of loan brokers. After applying online, a loan consultant will work with you to find the best loan and financing option for your specific needs. Great for people who are looking for low rates coupled with excellent customer service.
Availability:
Available in AZ, CA, CO, CT, FL, GA, IL, MA, MD, MN, NC, OR, TN, TX, UT, VA, WA, and WI.
- Show Summary & Review -
1-5
6-10
Rate Disclosure:
Advertised rate is an estimate for a $300,000 (25% down) loan with Excellent credit for a primary residence.
Note: Some of the offers are promotional and only available through the links provided on this page.
.25% discount for automatic payments from a PNC Checking account
Review:
PNC Mortgage offers home equity loans (HELs) for a fixed interest rate, regular fixed payments, and terms of up to 30 years, paid to you via one lump-sum payment (min $1000). Great for people who need one-time financing for purposes such as home improvement, debt consolidation, or education.
Availability:
Available nationwide, with about 250 local branches across the country.
Up to $750 of closing costs waived! (Covers closing costs in all states except FL and NY)
$300 prepayment fee if closed within 2 years.
Review:
Nationwide Bank offers home equity loans (HELs) for a fixed interest rate and regular fixed payments, paid to you via one lump-sum payment (min $10,000). Great for people who need one-time financing for purposes such as home improvement, debt consolidation, or education.
Automatic payments from a US Bank checking account required.
No closing costs!
Review:
US Bank offers home equity loans (HELs) for a fixed interest rate, regular fixed payments, and terms of up to 30 years, paid to you via one lump-sum payment. Great for people who need one-time financing for purposes such as home improvement, debt consolidation, or education.
Availability:
Available nationwide, with local branches in select states.
First Internet Bank was one of the first online banks, and has over 12 years of experience that translates to low rates and excellent service. You can complete the whole application process online, while also having the opportunity to consult with any of the loan officers whose profiles are listed. Great for people who want a quick, online loan process, but also the advice of a loan officer.
Availability:
Available in every state but AK, DE, HI, MD, SC, and TX.
.25% discount for automatic payment via a BoA checking/savings account
Review:
Bank of America offers home equity loans (HELs) for a fixed interest rate, predictable payments, and a term of up to 25 years, paid to you via a lump-sum check or electronic transfer. Great for people who need one-time financing for purposes such as home improvement, debt consolidation, or education.
Availability:
Available nationwide, with local branches in all 50 states.
Closing costs of $19 to $15,000 depending on property type & location.
$500 prepayment fee if closed within 3 years
.375% discount with a qualified Wells Fargo deposit account and automatic payments.
Review:
Wells Fargo offers home equity loans (HELs) for a fixed interest rate, regular fixed payments, and terms of 5 to 30 years, paid to you via one lump-sum payment (min. of $10,000). Great for people who need one-time financing for purposes such as home improvement, debt consolidation, or education.
Availability:
Available nationwide, with local branches in all 50 states.
- Show Summary & Review -
1-5
6-6
Rate Disclosure:
Advertised rate is an estimate for a $50,000 loan with Excellent credit.
Note: Some of the offers are promotional and only available through the links provided on this page.
