Below is a list of Savings Accounts from FDIC insured banks with High Annual Percentage Yield. The list is always being updated with banks being added/removed. Please do read through their terms and conditions as they can change.
| Current High Yield Savings Plans (last updated 12/07/08) |
| Banks |
APY
|
ATM Card |
Minimum Balance |
Institution Asset:Liabilities Ratio* |
Notes
and
<Bank Profile Summary> |
 |
4.00% |
Yes |
$500 |
123.44% |
$500 to open.
$500 monthly average balance must be maintained for 90 days to qualify for
500 AAdvantage¨ Miles.
<Bank Profile Summary> |
 |
3.75% |
Yes |
$1,000 |
105.51% |
$1,000 minimum required to open an account.
There are no monthly maintenance fees.
<Bank Profile Summary> |
 |
3.75%
3.75% |
Yes |
over $500
under $500 |
112.17% |
$50 minimum opening deposit required.
No monthly service fees charged on an average daily balance of $500.
Rates are variable.
<Bank Profile Summary> |
 |
3.55% |
Yes |
$5,000 |
108.25% |
No monthly maintenance fee with minimum daily balance of $2,500,otherwise, it's $8.
Minimum deposit to open is $5,000.
Each withdrawal or transfer in excess of 6 per statement cycle is $5.
<Bank Profile Summary> |
 |
3.50% |
No |
$5,000 |
112.64% |
$5,000 to open an account.
Must make regular monthly deposits into their savings account of at least $100.
Up to six withdrawals per month.
<Bank Profile Summary> |
 |
3.50% |
No |
$10,000 |
123.69% |
Minimum account opening balance is $5,000.
Costco Member Bonus: $60 for Executive; $20 for Gold Star and Business.
Withdrawals by online transfer are limited to six per calendar month.
<Bank Profile Summary> |
 |
2.35% |
Yes |
$7,500 |
103.87% |
$100 to open. Monthly fee is $3 if the balance is below $250 per month.
<Bank Profile Summary> |
 |
3.30% |
Yes |
$1 |
106.87% |
$1 to open an account.
<Bank Profile Summary> |
 |
3.28% |
No |
$1 |
108.03% |
No monthly maintenance charges and a $1 minimum balance
<Bank Profile Summary> |
|
3.25% |
Yes |
$1 |
107.60%
|
$1 to open an account.
Maximum principal deposit balance is $1,000,000
No monthly fee
<Bank Profile Summary> |
 |
2.79% |
No |
$3000 |
111.01% |
No service fees
Ability to make (3) free Bank-to-Bank withdrawals and unlimited deposits in any calendar month.
Deposit Maximum is $100,000.
<Bank Profile Summary> |
 |
2.75%
3.00%
3.25% |
Yes |
under $25,000
$25,000 - $74,999
over $75,000 |
107.37% |
$100 to open.
$7 service fee if balance falls below the $100 minimum balance at any time.
Up to 6 Non-ATM transactions per month.
<Bank Profile Summary> |
|
2.75% |
Yes |
$1 |
108.44% |
No minimum balance
No monthly maintenance fee.
No Checking required
<Bank Profile Summary> |
 |
3.06% |
No |
$10,000 |
118.83% |
APY for the first 60 days will be same as $10,000+ tier regardless of your balance.
Higher online transfer limits allow you to transfer up to $500,000 per month, $500,000 per transaction in, and $200,000 per transaction out.
Unlimited deposits and up to 6 withdrawals per calendar month.
<Bank Profile Summary> |
 |
3.05% |
No |
$500 |
108.42% |
An opening deposit is $500.
There are no fees on normal transactions or deposits and no charge if your account balance falls below $500 after opening.
A premium overnight service is available for $12 per transaction.
<Bank Profile Summary> |
 |
3.60% |
No |
$1 |
107.89% |
No monthly fees.
$1 to open.
<Bank Profile Summary> |
|
2.50% |
No |
$10,000
|
106.62% |
Open an account for $1,000.
<Bank Profile Summary> |
 |
3.00% |
Yes |
$1 |
107.53% |
Open an account for $1.
<Bank Profile Summary> |
 |
3.00% |
No |
$25 |
111.13% |
Open an account with as little as $25.
<Bank Profile Summary> |
|
3.00% |
No |
$1 |
106.74% |
<Bank Profile Summary> |
 |
3.00% |
No |
$1 |
109.94% |
Open account for $2,500. No sevice charges, no penalties.
<Bank Profile Summary> |
 |
2.85% |
No |
$5,000 |
109.57% |
If balance falls below $5,000 on any day in the month, your account will be subject to a $15 Minimum Balance Fee for that month.
<Bank Profile Summary> |
 |
2.75% |
Yes |
$1 |
111.45% |
Open an account for $1.
Free transfer between Banks.
<Bank Profile Summary> |
 |
2.75% |
No |
$1 |
104.25% |
Open an account for $1. No fees. No service charges. No penalties. No hidden costs.
<Bank Profile Summary> |
 |
2.75% |
Yes |
$500 |
104.32% |
$100 minimum deposit to open account.
Unlimited ATM withdrawals
Up to 6 third-party transactions per month
Reimbursement up to $5 per month to cover other bank ATM charges.
only $4 if your monthly average daily balance falls below $500.
<Bank Profile Summary> |
 |
2.60% |
Yes |
$1 - $35,000 |
108.39% |
$5,000 to open.
Balances up to $35,000.
Reduced APY on any portion of balance in excess of $35,000.
<Bank Profile Summary> |
 |
2.50% |
Yes |
$1,000 |
110.21% |
$1,000 to open an account.
$25 fee if account is closed within 90 days of opening.
$10 monthly service charge if account falls below $1,000.
<Bank Profile Summary> |
 |
2.25% |
No |
$1,000 |
108.76% |
$1,000 to open.
$25 fee if account is closed in first 90 days.
No interest is earned and a $10 monthly service charge will apply if the account balance falls below $1,000.
<Bank Profile Summary> |
 |
2.00% |
Yes |
$1 |
108.63% |
Have a Checking at WaMu first.
$1 opening balance.
Maintain a minimum balance of $300.00 each day of the monthly statement cycle to avoid the monthly service charge amount of $4.00.
<Bank Profile Summary> |
 |
2.25% |
No |
$25,000 |
115.45% |
Rates dependent on your market area.
$10 to open.
No Limit on Monthly Transactions ,
No monthly fee.
<Bank Profile Summary> |
 |
2.10% |
No |
$1,000 |
108.65% |
Three free withdrawals per month.
Minimum opening deposit: $1,500.
$10 monthly service charge if balance requirement not met.
<Bank Profile Summary> |
 |
1.50%
1.50% |
No |
$500 - $100,000
over $100,000 |
108.56% |
$500 to open.
Maximum of six (6) external transfers per statement cycle.
The minimum withdrawal amount is $50 per transaction.
<Bank Profile Summary> |
*data source: FDIC.
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