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- SERVICES & RESEARCH
- Credit Report
- A Concise Credit History Guide For International Students
- Start NOW: Building Solid Credit in Every Stage of Your Life (Part IV)
- Start NOW: Building Solid Credit in Every Stage of Your Life (Part III)
- Start NOW: Building Solid Credit in Every Stage of Your Life (Part II)
- Standing Up Against Abusive Debt Collection Practices
- Protecting Yourself From Credit Discrimination
- Further Readings and Sources Cited for Credit Reports
- Credit Report Glossary
- Protecting Yourself From Unfair Billing and EFT Activities
- Know Your Consumer Credit Rights
- Getting Ready for Your Next Loan Application
- Quick Guide to Inquiring Others’ Credit
- Cautionary Tale of “Hidden Accounts”
- Credit Cards: “Too Many” or “Too Few”?
- Avoiding Multiple Hard Pulls On Your Credit Profile
- Bankruptcy is NOT The End! There Is Still Hope!
- Credit Denied? It's Never Too Late to Mend!
- Disputing Errors in Your Credit Report
- Start NOW: Building Solid Credit in Every Stage of Your Life
- The Impact of Foreclosure on Credit Scores: Facts and Myths
- The Impact of Bankruptcy: Huge Drop in Credit Scores
- Mistakes that Hurt Your Credit Score
- Key Variables that Determine Your Credit Score
- “Good” and “Bad” Credit Scores
- FICO Score and Its Competitors
- The Stains Last for a While, Not Forever
- Soft Pull vs. Hard Pull
- Understanding the Key Items in Your Credit Report
- Getting Credit Reports for Free
- Comparing Options to Get Your Credit Reports
- Getting Rewarded or Hurt by Your Credit Score
- Life Cycles of Credit Reports and Credit Scores
- Saving Rates
- Bank Report Cards: Top 10 Roll Call for 2012
- 2012 Q1 Watch List on FDIC Insured Banks at Very High Risk of Failing (Updated)
- 2011 Q4 Watch List on FDIC Insured Banks at Very High Risk of Failing (Final Update: 3/05/12)
- 2011 Q3 Watch List on FDIC Insured Banks at Very High Risk of Failing (Final Update: 12/5/11)
- 2011 Q2 Watch List on FDIC Insured Banks at Very High Risk of Failing (Final Update: 8/30/11)
- Bank Report Cards: Top 10 Roll Call for 2011
- 2011 Q1 Watch List on FDIC Insured Banks at Very High Risk of Failing (Final Update: 6/6/11)
- 2010 Q4 Watch List on FDIC Insured Banks at Very High Risk of Failing (Final Update: 3/18/11)
- 2010 Q3 Watch List on FDIC Insured Banks at Very High Risk of Failing (Final Update: 12/10/10)
- 2010 Q2 Watch List on FDIC Insured Banks at Very High Risk of Failing (Final Update: 9/6/10)
- Bank Report Cards: Top 10 Roll Call for 2010
- 2010 Q1 Watch List on FDIC Insured Banks at Very High Risk of Failing (Final Update: 6/9/10)
- Weekly Depository Account Rate Indexes
- 2009 Q4 Watch List on FDIC Insured Banks at Very High Risk of Failing (Final Update: 3/2/10)
- 2009 Q3 Watch List on FDIC Insured Banks at Very High Risk of Failing (Final Update: 11/29/09)
- What is a bank's Bankability Composite Score?
- 2009 Q2 Watch List on FDIC Insured Banks at Very High Risk of Failing (Final Update: 8/28/09)
- Retrieve Your Deposits In The Event of a Bank Run!
- Failed FDIC Bank Reports: 2008 to Present (updated)
- Bank Report Cards: Top 10 Roll Call for 2009
- Top 10 by Delinquent Asset Ratio: Chase Bank USA, National Association
- Top 10 by Delinquent Asset Ratio: Wells Fargo Bank Northwest, National Association
- Top 10 by Delinquent Asset Ratio: Banco Popular North America
- Top 10 by Delinquent Asset Ratio: Barclays Bank Delaware
- Top 10 by Delinquent Asset Ratio: BankUnited
- Top 10 by Delinquent Asset Ratio: IndyMac Federal Bank
- Top 10 by Delinquent Asset Ratio: Firstbank of Puerto Rico
- Top 10 by Delinquent Asset Ratio: FIA Card Services, National Association
- Top 10 by Delinquent Asset Ratio: MidFirst Bank
- Top 10 by Delinquent Asset Ratio: Wachovia Mortgage, FSB
- A Look at Some Past Bank Failures and Acquisition
- File a Claim For Creditors in the Event of a Bank Failure
- Depositors' Supplemental Documentations
- FDIC Background Facts
- Top 10 by Normalized Income: Bank of Hawaii
- Top 10 by Normalized Income: PNC Bank, Delaware
- Top 10 by Normalized Income: MidFirst Bank
- Top 10 by Normalized Income: Amarillo National Bank
- Top 10 by Normalized Income: Intrust Bank, National Association
- Top 10 by Normalized Income: Chase Bank USA, National Association
- Top 10 by Normalized Income: Capital One Bank, USA, National Association
- Top 10 by Normalized Income: Woodforest National Bank
- Top 10 by Normalized Income: Beal Bank Nevada
- Top 10 by Normalized Income: Beal Bank
- Top 10 by Total Asset: State Street Bank and Trust Company
- Top 10 by Total Asset: HSBC Bank USA, National Association
- Top 10 by Total Asset: SunTrust Bank
- Top 10 by Total Asset: The Bank of New York Mellon
- Top 10 by Total Asset: Wells Fargo Bank
- Top 10 by Total Asset: Wachovia Bank
- Top 10 by Total Asset: Citibank
- Top 10 by Total Asset: U.S. Bank, National Association
- Top 10 by Total Asset: Bank of America
- Top 10 by Total Asset: JPMorgan Chase Bank
- Understanding the Assets: Liabilities Ratio
- Types of Checking Accounts and How to Choose the Right One
- 4 Must Have's for Any Savings Account
- Understanding Bank vs. Credit Credit Union
- How to Open a Bank Account
- Annual Percentage Yield vs Annual Percentage Rate
- Frequently Asked Questions and Modern Banking Myths
- Key Banking Terms and Features to Pay Special Attentions
- Security and Efficiency in Managing Your Bank Accounts
- Types of Bank Accounts and the Best Strategy to Handle Each
- Banking Institutions and How to Understand Them
- What is 1911(TM)?
- Credit Cards
- Frequently Asked Questions and Credit Card Myths
- How to Cancel a Credit Card Application or Credit Card
- How to Dispute Charges on Your Credit Card Statement
- How to Handle Credit Card Losses or Theft
- The Real Deal Behind Business Credit Cards
- Key Changes of the New Credit Card Rules
- How to Match the Best Credit Card to Your Credit Score
- How to Match the Best Credit Card to Your Needs and Situations
- Negotiating a Lower Interest Rate
- Guide to Lowering Your Credit Card Payments
- Guide to Eliminating Your Credit Card Debt
- Costs Associated with Credit Cards
- Tips on Dealing with Credit Card Blocking
- Use Credit Cards to Buy Items that You Will Pay over Time
- Use Credit Cards for Warranty, Insurance, and other Benefits
- How to Wisely Use Credit Cards: Do’s and Don’ts
- Credit Card Application Process
- Credit Card Requirements and Options for Special Populations
- Responsibly Managing Credit Cards
- Milking Credit Cards: An Unconventional Use to Maximize Your Credit Bonus
- Basic Guide to Credit Cards: Advantages & Disadvantages
- Educational Finances
- President Obama’s Changes on Education
- General Tips on Savings In College
- Overview and Important Terms for Free Money Toward Your Education
- Outside Scholarships 101: How they affect your financial aid package
- Best Ways to Find Scholarship Resources
- Understanding and Applying for Federal Work-Study Programs
- Understanding and Applying for Federal Grant Programs
- A Step-by-Step Guide to the FAFSA
- Overview and Important Terms for Educational Loans
- Federal Stafford Loans R-A-F: Requirements, Application, and Follow-Through
- Federal PLUS Loans R-A-F: Requirements, Application, and Follow-Through
- Federal Perkins Loans R-A-F: Requirements, Application, and Follow-Through
- Private Loans R-A-F: Requirements, Application, and Follow-Through
- Table Comparison of Loan Options
- Student Loan Consolidation: When and How
- Financial Aid for Those Who Served
- General Tips on Saving For College
- Financial Aid for Returning and Adult Students
- Lowering Your EFC: Tips and Tricks
- Differences in Financial Aid for Vocational, Public, and Private Schooling
- A Guide to Gaining In-State Residency Status
- Using Transferable Course Credits to Reduce Your Total College Tuition Expenses
- 2503(c) Minor’s Trust
- Variable Life Insurance Policies
- Crummey Trust
- Uniform Gift to Minors Act (UMGA) & Uniform Transfer to Minors Act (UTMA) Custodial Accounts
- Prepaid Tuition Savings Plans
- Savings Bonds
- College Savings Bank
- Savings Social Networking Programs
- Credit Card Rebate and Loyalty Programs
- Comparison of the 529 Savings Plan and Coverdell Educational Savings Plan
- 529 Plan and Coverdell ESA FAQ
- A Guide to Coverdell ESAs
- A Guide to 529 College Savings Plans
- Overview and Important Terms For Saving for Education
- Residency Requirements For Each State
- How to Cancel Part or All of Your Outstanding Student Loan(s)
- Mortgage Finances
- Mortgage Finance Glossary
- Tidbits to Know Before You Begin Your Mortgage Process
- Property Taxes: Funding The County
- Truth in Lending Act
- Finding Your Home: Do You Buy, or Do You Rent?
- Mr. Flexible: Finding Other Mortgages that Fit Your Needs
- Home Equity Loan Fees and Fun
- Using Your Home to Finance Other Purchases
- Home Equity Loan Basics
- Refinance Your Mortgage and Save Big!
- Qualifying for a Mortgage Loan
- Fees and Fun for Home Equity Loans and HELOCs
- Shopping for Mortgages
- Mr. Unpredictable: Adjustable Rate Mortgages
- Home Equity Line of Credit Fees and Fun
- Home Equity Loan vs. HELOC, a Comparison
- Schedule A: Itemizing to Lower Your Taxes
- Mortgage Basics
- Mortgage Interest Tax Deductibility
- Shopping for a Home Equity Line of Credit
- Mr. Stability: Fixed Rate Mortgages
- Playing the Dating Game: An Overview of Mortgage Types
- Qualifying for a Home Equity Loan
- Reasons to Refinance Your Current Mortgage
- Legal Protections and Rights for HELOC
- General Mortgage Fees
- The Home Equity Loan Process
- Home Owner's Insurance vs. Renter's Insurance
- Mortgage Refinance Logistics
- Negative Amortization: Explained
- The Alternative Minimum Tax: Taxing Those Who Found Too Many Loopholes
- Bankruptcy and Your Home: Homestead Acts
- Qualifying for a Home Equity Line of Credit
- The Cost of Saving Money: Examining the Refinancing Fees!
- Why Banks Don't Actually Want to Foreclose on Your House
- Insurance Buys
- Understand Auto Insurance Coverage
- Types of Health Insurance Plans
- Coverage of Your Health Insurance
- Figuring Out All Your Health Insurance Costs
- Different Health Insurance Plans for Different People
- Tips for Choosing a Health Plan and Health Insurance Company
- The ABC's of Your Health Insurance Purchase
- Health Care Reform & You
- A Close Look at the Cost Factors on Your Life Insurance Policy
- Tips to Save Money on Your Life Insurance
- The Savvy Way to Shop for Life Insurance
- Decision Time: Choose the Right Life Insurance Beneficiaries
- Frequently Asked Questions on Health Insurance
- Frequently Asked Questions on Life Insurance
- Frequently Asked Questions on Homeowner Insurance
- A Step by Step Guide to the Homeowners Insurance Claims Process
- A Guide to Cutting Costs on Your Homeowners Insurance
- The Ins and Outs of Homeowners Insurance III: Exceptions and More
- The Ins and Outs of Homeowners Insurance II: Preparation
- The Ins and Outs of Homeowners Insurance I: Policies and Coverage
- A Quick Guide to Homeowners Insurance
- A Quick Life Insurance Walk-Through
- Types of Life Insurance Policies
- Reasons for Buying Life Insurance
- Frequently Asked Questions on Auto Insurance
- Get the Best Out of Your Auto Insurance Discount
- The Smart Way to Shop for Your Auto Insurance
- Things You Need to Know about Auto Insurance Rate
- Benefits of Auto Insurance - You May or May Not Know
- Things You Want to Know about Insurance
- Debt Management
- Frequently Asked Questions About Budgeting
- Debt Help: When You Need it and What You Need
- Tips on How To Spend Less
- Tips on How To Save More
- When and How to Consolidate Your Debt
- How People Get Into Unsustainable Debt
- Avoiding Debt Reduction Scams
- Debt Negotiation 101
- Frequently Asked Questions on Debt Help
- Steering Clear of Unsustainable Debt
- Using Debt Management and Credit Counseling
- Frequently Asked Questions on Getting Out of Debt
- The Different Types of Bankruptcy
- Build-A-Budget Workshop
- Setting Budget Goals- and Sticking to Them
- Debt Management Glossary
- How to Handle Unexpected Debt
- Tools to Help Manage Your Debt
- Tax Debts: Paying Back Uncle Sam
- Managing Your Small Business Debt
- Beginner’s Guide to Debt Interest Rates
- Declaring Bankruptcy, Step by Step
- A Guide to Debt Settlement
- The Debt Collection Process and Protecting Yourself Against It
- Smart Ways to Pay Off Multiple Debts
- Telling the Good Debt From the Bad
- Differences Between Secured and Unsecured Debt
- Differences Between Revolving and Installment Debt
- Retirement Planner
- Frequently Asked Questions on Your IRA Account
- Frequently Asked Questions on Your Social Security Benefits
- Common Mistakes on Retirement Investments
- Work-Based Retirement Saving: 401k Plans
- Individual-Based Retirement Saving: IRA's
- The Wonder of Compound Interest
- Retirement Savings for Late Starters: It Is Better Late Than Never!
- Understanding Taxes on Your Social Security Benefits
- Setting Up an IRA: Take Charge of Your Own Retirement Savings
- Individual Retirement Arrangements 101: Eligibility
- Contribution Limits or Forced Withdrawals with IRAs
- Invest While in Retirement: You Live, You Earn
- Nesting 101: Types of Retirement Savings Plans
- Laws and Taxes Pertaining to Your Retirement - 401k
- Rules and Regulations on Your 401k Contributions
- Frequently Asked Questions on Your 401k Plans
- Things You Should Know About Social Security
- Penalties for Early Withdrawls from Your IRA
- Tips on Maximizing Social Security Benefit
- Employer Matching Program: Free Money For Your Retirement
- The Importance of Proper Retirement Planning
- A Guide to Managing Your Own IRA
- Save Up! Tips to Good Savings Habits for Your Retirement
- A Long Term Plan for Retirement: Step-By-Step
- Other Retirement Savings Options, Besides 401k and IRA
- Cover Your Other Half: The Social Security Spousal Benefit
- Collecting Your Social Security Benefits: Timing Matters!
- Credit Report
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- Credit Cards
- Current Top Airline Miles Credit Card Offers with High Application Bonuses
- Current Top Credit Card Offers with High Application Bonuses
- Current Top Rebates and Rewards Credit Card Offers
- Current Top 0% Introductory APR Credit Card Deals for Purchases
- Current Top 0% Introductory APR Credit Card Deals for Balance Transfers
- Current Top Credit Card Offers for Students
- Education Fund
- Mortgage Finances
- Insurance Buys
- Debt Management
- Retirement Planner
- Calculators and Tools
- The Mortgage Calculator with Tax Deductions
- The Interest Rate Arbitrage Calculator
- The Loan Repayment Calculator
- The Retirement Planning and Projection Calculator
- The Hybrid Vehicle Break Even Calculator
- The Education Costs and Projection Calculator
- How much do you really save? Deal or No Deal?
- Can You Afford It? The Loan Affordability Calculator
- The Savings Calculator
